AU Bank Altura Credit Card Review 

Discover the power of financial freedom with AU Bank Altura Credit Card: convenience, rewards, and flexibility. Say goodbye to limitations and hello to endless possibilities!

The AU Bank Altura Credit Card is a strategically designed financial tool for those who value simplicity and effectiveness in a credit card. It’s an ideal choice for individuals who prefer a straightforward cashback structure without the complexities often associated with reward points systems.

This card is particularly attractive to everyday consumers, offering tangible benefits that align well with regular spending patterns. Its approach to rewards ensures that cardholders can earn cashback on almost every purchase, making it a practical option for daily expenses.

CREDIT CARD

AU Bank Altura

Cashback Features Railway Lounges

Bigger the spend, better the saving.

APPLY NOW You will be redirected

The AU Bank Altura Credit Card stands out by offering up to 2% cashback on general spending. This includes essential categories like groceries, utility bills, and fuel purchases.

Moreover, the card’s benefits extend beyond just cashback, with features like fuel surcharge waivers and railway lounge access adding value to the overall package. These attributes make the AU Bank Altura Credit Card not just a payment tool, but a partner in managing daily expenses more efficiently and rewardingly.

Cashback of 2% on utility bills, groceries, and departmental stores

With the AU Bank Altura Plus Credit Card, you can enjoy a cashback of 2% on utility bills, groceries, and departmental store purchases. Imagine getting rewarded for your everyday expenses – it’s like having a little extra in your budget each month. 

Redeeming Rewards

Redeeming your rewards is as easy as earning them! Choose from a wide range of options, including merchandise, gift vouchers, travel bookings, and more. With a user-friendly redemption process, the AU Bank Altura Credit Card ensures your rewards are always within reach and tailored to your preferences.

Benefits of AU Bank Altura Credit Card

• Complimentary access to railway lounges: Luxurious Railway Lounge Access: As an Altura Plus Credit Card holder, you’ll have the privilege of complimentary access to railway lounges. Whether you’re a frequent traveler or just enjoy the comfort and convenience of a lounge, this benefit will add a touch of luxury to your journeys. 
• 2 complimentary visits to railway lounges in India per quarter: Additionally, you’ll also receive 2 complimentary visits to railway lounges in India per quarter, ensuring that you can relax and unwind before your train departs. 
• Zero Liability Protection: Complete Peace of Mind: One of the standout features of the AU Bank Altura Plus Credit Card is the Zero Liability Protection. This means that if your card is lost or stolen, you won’t be held responsible for any unauthorized transactions. This added layer of security provides you with peace of mind, knowing that you’re protected against any fraudulent activity on your card.
• Welcome Rewards to Start Strong: Kickstart your journey with an attractive welcome offer that rewards you from the very first swipe. It’s an exciting way to get started with this powerhouse credit card, making you feel valued right from the beginning.
• Fuel Surcharge Waiver: Say goodbye to additional fuel costs with the fuel surcharge waiver. This benefit makes every trip more economical, giving you more value for every drive.
• Exclusive Partner Offers: Access premium deals and discounts from AU Bank’s extensive network of partner merchants. Whether it’s shopping for the latest gadgets or dining at luxury restaurants, enjoy exclusive privileges that enhance your lifestyle.
• EMI Conversion for Big Purchases: Turn your large expenses into affordable monthly installments with the easy EMI conversion option. This feature ensures that high-value purchases are within your reach without straining your finances.
• Contactless Transactions: Experience the future of payments with secure and hassle-free contactless transactions. Simply tap and pay for purchases under the set limit without entering your PIN.

Who Can Apply?

To apply for the AU Bank Altura Credit Card, you must meet the following criteria:

1. Age: Applicants should be at least 18 years old.
2. Income: Meet the minimum income requirement specified by the bank.
3. Residency: Indian residents are eligible to apply.
4. Credit Score: A good credit score increases your chances of approval.
5. Documentation: Provide valid identity proof, address proof, income proof, and a recent photograph.

How to Apply

• Visit the AU Bank website or your nearest branch.
• Click on the Apply Now button or fill out an application form.
• Submit your documentation (identity, address, and income proofs).
• Await verification and approval from the bank.
• Receive your AU Bank Altura Credit Card upon approval.

Frequently Asked Questions

What is the cashback rate on the AU Bank Altura Credit Card?

Up to 2% on general spending.

Are there any benefits for fuel purchases?

Yes, a 1% fuel surcharge waiver.

Is there a welcome benefit?

Yes, 5% cashback on retail spends within the first 2 months.

Does the card offer railway lounge access?

Yes, it includes railway lounge access.

CREDIT CARD

AU Bank Altura

Cashback Features Railway Lounges

Bigger the spend, better the saving.

APPLY NOW You will be redirected