Axis Bank ACE Credit Card Review

Ready to embark on a credit journey that rewards you at every step? Keep reading to discover about Axis Bank Ace Credit Card.

The Axis Bank ACE Credit Card is a prime example of credit card, offering a blend of benefits that cater to both your essential needs and lifestyle aspirations. Whether it’s your daily grocery shopping or a spontaneous weekend getaway, this card transforms every swipe into a rewarding experience.

CREDIT CARD

Axis Bank ACE

Cashback on all transactions Fuel Surcharge Waiver

Cashback on every spend

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The real charm of the Axis Bank ACE Credit Card lies in its ability to seamlessly integrate into your life. It’s not just about the transactions; it’s about enhancing them with cashback, rewards, and security features. This card stands out in the competitive financial products market by offering not only financial flexibility but also a suite of perks that make every day a little more rewarding and secure.

From dining out to booking flights, the Axis Bank ACE Credit Card ensures that each transaction is an opportunity for savings and rewards, making it an ideal choice for the modern consumer.

Earning Rewards:

• Utility Payments via Google Pay: Enjoy a 5% cashback on bill payments and mobile/DTH recharges made through Google Pay, turning routine expenses into rewarding opportunities.
• Partner Merchants: Receive a 4% cashback on spends at popular platforms such as Swiggy, Zomato, and Ola, enhancing value on dining and commuting expenses.
• Other Transactions: Earn a 2% cashback on all other online and offline transactions, ensuring that every purchase contributes to your savings.

Redeeming Rewards:

The cashback accumulated during a billing cycle is automatically credited to your account three days before the next statement generation date, simplifying the rewards redemption process.

Benefits of Axis Bank ACE Credit Card

• Four lounge visits in select domestic airports annually: Four lounge visits in select domestic airports annually: Traveling can be exhausting, especially during layovers or delays. With the Axis Bank ACE Credit Card, you can enjoy the luxury of four complimentary lounge visits per year at select domestic airports. Relax in style, enjoy complimentary refreshments, and make your journey hassle-free. 
• Surcharge waiver of 1% on all fuel transactions: Fuel expenses can often burden our monthly budgets. However, with the Axis Bank ACE Credit Card, you get a surcharge waiver of 1% on all fuel transactions. This benefit helps you save on every visit to the petrol pump, making your daily commute more cost-effective. 
• No Caps on Cashback Earnings: Say goodbye to cashback limitations! With the Axis Bank ACE Credit Card, there’s no maximum limit to how much you can earn. Whether your monthly spending is modest or significant, you can accumulate rewards without any restrictions, giving you complete freedom to maximize your benefits.
• Cashback on all purchases: Receive a 1.5% cashback on all other qualifying purchases. This offer allows you to earn rewards on your day-to-day expenses, providing a way to save money as you shop, dine, or engage in entertainment activities. It’s a straightforward and effective way to get more value from your transactions.
• First-Year Annual Fee Waiver: Enjoy a cost-free first year with no annual fee. This allows you to explore all the features and benefits of the card without incurring any initial cost, making it an excellent choice for first-time users or those looking for an affordable way to earn cashback.
• Contactless Payment Feature: Make payments faster, safer, and more convenient with the card’s contactless technology. Simply tap your card on compatible terminals for purchases under ₹5,000, eliminating the need to enter a PIN or swipe. This feature is ideal for busy lifestyles, ensuring seamless transactions every time.
• EMI Conversion Facility: Big purchases are now more manageable with the option to convert them into affordable monthly EMIs. Whether you’re buying a new appliance, booking a holiday, or upgrading your gadgets, this feature helps you balance your budget without financial strain, making big dreams attainable.

Qualification Requirements

Gaining access to the Axis Bank ACE Credit Card requires applicants to meet specific criteria, ensuring a broad but responsible user base. Prospective cardholders should typically be above a certain age, possess a stable income source, and maintain a good credit score.

These criteria are in place to ensure not only the financial security of the card issuer but also to encourage responsible spending habits among users. This approach makes the card accessible to a diverse range of individuals while maintaining the integrity and sustainability of the credit system.

How to Apply

Applying for the Axis Bank ACE Credit Card is straightforward. Interested individuals can apply online through the Axis Bank website or visit a local branch. The process involves filling out an application form, submitting necessary documents, and undergoing a credit check. Once approved, the card is dispatched and ready to unlock a world of benefits.

FAQs

What is the annual fee for the Axis Bank ACE Credit Card?

The card comes with a nominal annual fee, which is often waived off based on yearly spending.

Are there any cashback limits?

The cashback program has certain caps, detailed in the card’s terms and conditions.

Can the rewards be converted into cash?

Cashback is credited directly to the account, while other rewards have specific redemption procedures.

Is this card internationally accepted?

Yes, the Axis Bank ACE Credit Card is accepted globally at all outlets that accept Visa cards.

CREDIT CARD

Axis Bank ACE

Cashback on all transactions Fuel Surcharge Waiver

Cashback on every spend

APPLY NOW You will be redirected