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Axis Bank AURA Credit Card Review 

Discover the world of rewards with Axis Bank AURA Credit Card. Your spending never felt so gratifying!

Axis Bank AURA Credit Card
Source: Axis Bank AURA Credit Card

Introducing the Axis Bank AURA Credit Card – a financial companion designed to elevate your spending experience to new heights. 

With the Axis Bank AURA Credit Card, you unlock a world of privileges and perks that are tailor-made to suit your lifestyle. Whether you are a frequent traveler, a shopaholic, or someone who values rewards and savings, this credit card has something special in store for you. 

One of the standout features of the Axis Bank AURA Credit Card is its versatile rewards program. Every time you make a purchase, you earn reward points that can be redeemed for a variety of options, such as flight tickets, hotel bookings, merchandise, or even cashback. The more you spend, the more you earn, allowing you to enjoy your favorite experiences without breaking the bank.



Earning rewards

  • General Spending: Earn 2 EDGE Reward Points for every ₹200 spent across all categories, allowing you to accumulate rewards with every transaction.
  • Insurance Payments: Benefit from 5X EDGE Reward Points on insurance premium payments, translating to 10 points per ₹200 spent, effectively enhancing your reward accumulation in this category.

Redeemable EDGE Points earned on the card

The Axis Bank AURA Credit Card also provides the opportunity to earn and redeem EDGE Points. These points are earned on every transaction made with the card and can be redeemed for a wide range of exciting rewards. This feature adds a layer of excitement and value to your spending, making each purchase more meaningful.

Benefits of Axis Bank AURA Credit Card

  • 20% discount on dining at partner restaurants: One of the standout features of this card is the 20% discount on dining at partner restaurants. Whether you’re celebrating a special occasion or simply want to treat yourself to a delicious meal, this perk allows you to enjoy fantastic savings while indulging in culinary delights.
  • Complimentary Fitness and Wellness Memberships: Enjoy complimentary memberships to leading fitness platforms like Fitternity or other wellness services. Whether it’s yoga classes, gym access, or personal training sessions, this benefit ensures your health goals are always within reach.
  • Discounts on Preventive Health Checkups: Get exclusive discounts on preventive health checkups, empowering you to stay on top of your health. With affordable checkups, this card makes proactive wellness accessible to everyone.
  • Cashback on Health and Wellness Expenses: Earn cashback on health-related expenses, including pharmacy purchases, medical consultations, and diagnostic tests. Every step towards better health becomes more rewarding with this card.
  • Reward Points on All Transactions: Accumulate reward points on every transaction, whether it’s groceries, dining, or online shopping. These points can be redeemed for exciting rewards, ensuring every rupee spent adds value to your life.
  • Zero Liability Protection: Zero Liability Protection feature ensures that you are protected from any unauthorized transactions or fraudulent activities on your card. With this added security measure, you can have peace of mind knowing that your finances are safeguarded.
  • 2 EDGE Points on every spend of INR 200: Another advantage of the Axis Bank AURA Credit Card is the ability to earn 2 EDGE Points for every spend of INR 200. This rewards program allows you to accumulate points quickly, giving you the opportunity to redeem them for a variety of attractive offers and experiences. 
  • Decathlon voucher worth INR 750: Last but not least, as an exclusive bonus, this credit card comes with a Decathlon voucher worth INR 750. This voucher can be used to shop for a wide range of sports and fitness products at Decathlon, further enhancing your active lifestyle.
  • 24/7 Customer Support: Access dedicated support any time you need assistance. From resolving queries to understanding benefits, the customer care team is available round-the-clock to provide a seamless experience.
Axis Bank AURA Credit Card
Source: Axis Bank AURA Credit Card

Qualifying for Axis Bank AURA Credit Card

  • Minimum Credit Score needed: You need to have a good credit score of 750 to be able to qualify for Axis Bank AURA Credit Card 
  • Annual Income requirements: Axis Bank AURA Credit Card didn’t disclose whether they require an annual income. 

How to apply for Axis Bank AURA Credit Card

If you’re interested in enjoying the numerous benefits and features that this credit card has to offer, follow these steps to complete your application. 

  • Visit the Axis Bank website or a nearby branch.
  • Select the AURA Credit Card and click on “Apply Now.”
  • Complete the application form with your details.
  • Upload the required documents for verification.
  • Submit your application and await approval.

Frequently Asked Questions with Answers

What is the annual fee for the Axis Bank AURA Credit Card?
The annual fee is ₹749 + GST, which is offset by the wellness benefits provided.

What is the validity of reward points?
Reward points typically have a validity period of 3 years. Refer to the card’s terms for specific details.

How can I redeem my reward points?
You can redeem points through the Axis Bank rewards portal for gift vouchers, cashback, or products.

What happens if I lose my card?
Report the loss immediately, and you will not be held liable for unauthorized transactions.



Formado em direito Especialista em economia, investimento e finanças pessoal. Seu foco é mudar a vida financeira das pessoas.