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Axis Bank Rewards Credit Card Review

Discover the power of Axis Bank Rewards Credit Card – your key to savings and financial security. Get to change your financial game! Learn more.

Axis Bank Rewards Credit Card
Source: Axis Bank Rewards Credit Card

Welcome to the world of endless rewards and fantastic benefits! The Axis Bank Rewards Credit Card is not just another piece of plastic in your wallet; it’s your ticket to a rewarding lifestyle. Imagine a credit card that not only supports your shopping sprees but also rewards you for it. That’s right, every swipe brings you closer to exciting rewards. Ready to explore? Let’s get started!



The Axis Bank Rewards Credit Card is designed for the savvy spender who loves to get more out of every purchase. Whether you’re dining out, shopping for the latest fashion, or just going about your daily expenses, this card has something special for you.

With its user-friendly features and attractive reward structure, it stands out in the crowded world of credit cards. Stay with us as we unwrap the layers of benefits and features this card offers.

Earning Rewards

  • General Purchases: Earn 2 EDGE REWARD Points for every ₹125 spent on all transactions, allowing you to accumulate rewards effortlessly as you shop.
  • Apparel and Departmental Stores: Enjoy accelerated rewards with 10X EDGE REWARD Points for every ₹125 spent at apparel and departmental stores, up to ₹7,000 in monthly spends. This means you earn 20 points per ₹125 spent in these categories, maximizing your rewards on fashion and household purchases.

Flexible Redemption Options

Transform your rewards into meaningful experiences with a wide range of redemption choices. Use your points for gift cards, travel bookings, premium products, or even to offset your credit card bill. The flexibility ensures that your rewards are as versatile as your lifestyle.

Benefits of Axis Bank Rewards Credit Card

  • 30% off on Swiggy orders: As a food lover, you’ll be delighted to know that you can enjoy a generous discount of 30% on your Swiggy orders. Whether you’re craving your favorite cuisine or want to try something new, this perk ensures that you can indulge in delicious meals while saving money. 
  • 15% discount at the Dining Delights Program: If you’re someone who enjoys dining out, this benefit is perfect for you. With the Axis Bank Rewards Credit Card, you can avail a 15% discount at select partner restaurants under the Dining Delights Program. It’s a great opportunity to savor delectable meals and create unforgettable dining experiences. 
  • Vouchers listed on the EDGE platform catalogue: The rewards don’t stop at food discounts. With the Axis Bank Rewards Credit Card, you gain access to an extensive catalogue of vouchers on the EDGE platform. These vouchers cover various categories such as entertainment, shopping, travel, and more. By redeeming these vouchers, you can enjoy incredible discounts and offers across multiple brands. 
  • Zero Liability Protection: Security is a top priority when it comes to credit cards. With the Zero Liability Protection feature offered by Axis Bank, you can have peace of mind. In case of any unauthorized transactions, you are protected from financial liability. This ensures that your hard-earned money remains safe and secure. 
  • Rs. 1 Lakh purchase protection cover for loss of travel documents and baggage: Traveling can be an exciting experience, but sometimes unexpected events can disrupt your plans. With the Axis Bank Rewards Credit Card, you receive a purchase protection cover of up to Rs. 1 Lakh for the loss of travel documents and baggage. This valuable benefit provides financial assistance and support during unforeseen circumstances.
  • Welcome Bonus to Get You Started: Start your journey on a high note with a generous welcome bonus of 5,000 EDGE REWARD points that adds immediate value to your first spend. This initial boost ensures you feel rewarded right from the beginning, setting the tone for a gratifying experience with every transaction thereafter.
  • Complimentary Airport Lounge Access: Take the stress out of travel with complimentary airport lounge access. Whether you’re waiting for a business flight or heading on a vacation, enjoy the comfort, convenience, and luxury of premium lounges at no additional cost.
  • Fuel Surcharge Waiver: Say goodbye to unnecessary expenses every time you fuel up. With the fuel surcharge waiver, you save a percentage on your fuel transactions, helping you manage everyday travel costs more effectively.
  • Annual Fee Waiver on High Spends: Enjoy the benefit of a zero annual fee when you meet the spending threshold. This feature ensures that your card remains cost-efficient while encouraging you to make the most of your spending power to access premium benefits.
  • Contactless Payments: Enjoy faster and safer transactions with the contactless payment feature. Simply tap your card on the terminal to pay instantly. This not only saves time but also adds a layer of security, as your card never leaves your hand during a transaction.

Who Can Apply?

To apply for the Axis Bank Rewards Credit Card, you need to meet the following criteria:

  • Age: 18–70 years.
  • Employment: Salaried or self-employed with a stable income.
  • Income: Minimum income as specified by Axis Bank.
  • Credit Score: A good credit history and score are essential.
  • Residency: Indian resident or non-resident Indian (NRI).
Axis Bank Rewards Credit Card
Source: Axis Bank Rewards Credit Card

How to Apply for the Axis Bank Rewards Credit Card

  1. Visit the Axis Bank Website: Navigate to the credit card section on Axis Bank’s official website.
  2. Choose the Rewards Credit Card: Find the Axis Bank Rewards Credit Card and click on ‘Apply Now’.
  3. Fill in the Application Form: Provide necessary personal and financial details as requested.
  4. Submit Necessary Documents: Attach copies of required documents like ID proof, address proof, and income statements.
  5. Review and Submit: Double-check all the details, agree to the terms and conditions, and hit the submit button.
  6. Await Approval: Axis Bank will review your application and notify you about the approval status.

FAQs About Axis Bank Rewards Credit Card

Can I use this card internationally?

Absolutely! The Axis Bank Rewards Credit Card is accepted worldwide, making it your perfect travel companion.

How do I redeem my reward points?

You can redeem your points through Axis Bank’s rewards portal, which offers a variety of products and vouchers.

Is there a fee for this card?

Yes, there’s an annual fee, but it’s often waived based on your spending pattern. Check the latest terms for details.

How long does it take to get the card after applying?

Usually, it takes about 7-14 working days to receive your card after application approval.



Formado em direito Especialista em economia, investimento e finanças pessoal. Seu foco é mudar a vida financeira das pessoas.