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Axis Neo Credit Card Review

Redefine Financial Freedom: Elevate your credit game with Axis Neo Credit Card's unbeatable advantages. Learn more.

Source: Axis Neo Credit Card

Experience the perfect blend of convenience, rewards, and exciting benefits with the Axis Neo Credit Card. Designed to cater to your lifestyle needs, this card offers unmatched value through exclusive offers, cashback, and premium entertainment privileges. Whether you love dining out, shopping, or binge-watching the latest shows, the Neo Credit Card has something special in store for you.

From guaranteed discounts on popular platforms like Amazon and BookMyShow to milestone rewards and easy EMI options, the Axis Neo Credit Card ensures every swipe counts. Dive into a world of endless perks and discover how this card can make your everyday experiences even more rewarding!



Earning Rewards:

With the Axis Bank Neo Credit Card, you earn 1 EDGE REWARD point for every ₹200 spent on eligible transactions. These reward points can be accumulated and redeemed for over 500 exciting rewards and offers, making every purchase more valuable.

Redeeming Rewards:

Your accumulated EDGE REWARD points can be redeemed through the Axis Bank EDGE Rewards portal. Enjoy a wide variety of redemption options, including:

  • Products: Choose from an array of gadgets, home appliances, and more.
  • Vouchers: Access gift cards for top brands and stores.
  • Experiences: Opt for travel, dining, and entertainment experiences tailored to your lifestyle.

This flexibility ensures you can tailor your rewards to your personal preferences, enhancing the value of your card.

Benefits of Axis Neo Credit Card

The Axis Neo Credit Card is here to revolutionize your shopping and payment experience. Packed with a range of exclusive benefits, this credit card is a game-changer. Let’s dive into some of the incredible benefits that the Axis Neo Credit Card has to offer

  • Welcome Benefit: 100% Cashback on Utility Bill Payment Receive a full 100% cashback, up to ₹300, on your first utility bill payment made within 30 days of card issuance. This immediate saving kickstarts your rewarding journey with Axis Bank Neo.
  • 40% Off on Zomato Food Delivery Savor delicious meals with a generous 40% discount on Zomato orders. Simply use the coupon code ‘AXISNEO’ to enjoy up to ₹120 off per order, twice a month, on minimum orders of ₹200.
  • 10% Discount on Blinkit Grocery Shopping Make grocery shopping more affordable with a 10% discount on Blinkit. Avail up to ₹250 off on minimum spends of ₹750, once per month, using your Neo Credit Card.
  • Extra ₹150 Off on Myntra Purchases Enhance your wardrobe with an extra ₹150 off on select styles at Myntra. Enjoy this benefit on minimum purchases of ₹999, valid till 31st December 2024.
  • 10% Off on BookMyShow Movie Tickets Experience cinematic adventures with a 10% discount on movie tickets booked through BookMyShow, with monthly savings up to ₹100.
  • 5% Cashback on Paytm Utility Payments Manage your bills efficiently with a 5% cashback on mobile recharges, DTH, and broadband payments made via Paytm, up to ₹150 per month.
  • Dining Delights: Up to 15% Off Indulge in delectable cuisines with up to a 15% discount at partner restaurants across India, enhancing your dining experiences.
  • Earn EDGE REWARD Points Accumulate 1 EDGE REWARD point for every ₹200 spent, redeemable against a vast array of products and offers, making each purchase more rewarding.
  • Fuel Surcharge Waiver Enjoy a 1% fuel surcharge waiver at all petrol stations in India for transactions between ₹400 and ₹4,000, with maximum benefits up to ₹400 per month.
  • Secure Transactions with EMV Chip Your Neo Credit Card is equipped with an EMV-certified chip and PIN system, ensuring enhanced security against fraud and unauthorized transactions.
Source: Axis Neo Credit Card
Source: Axis Neo Credit Card

Eligibility Criteria

To apply for the Axis Bank Neo Credit Card, ensure you meet the following criteria:

  • Age: Primary cardholder should be between 18 to 70 years old. Add-on cardholders should be over 15 years old.
  • Residency: Applicant should be a Resident of India or a Non-Resident Indian.
  • Minimum Credit Score needed: You have to have a good credit score to get the Axis Neo Credit Card. As a rule of thumb, having a score from 750 to 800 is great. 
  • Annual Income requirements: Axis Neo Credit Card didn’t disclose whether they require annual income or not. 

How to Apply

  1. Online Application:
    • Visit the Axis Bank Neo Credit Card page.
    • Click on ‘Apply Now’.
    • Fill in the required personal and financial details.
    • Submit the application and await approval.
  2. Offline Application:
    • Visit the nearest Axis Bank branch.
    • Fill out the credit card application form.
    • Submit necessary documents for verification.
    • Await communication regarding your application status.

Frequently Asked Questions (FAQs)

  1. What is the annual fee for the Axis Bank Neo Credit Card?
    • The joining fee is ₹250. The annual fee from the second year onwards is also ₹250. However, the card is lifetime free for select channels.
  2. How can I earn EDGE REWARD points?
    • Earn 1 EDGE REWARD point for every ₹200 spent on the card.
  3. What is the maximum discount available on Zomato orders?
    • Get 40% off, up to ₹120 per order, twice a month on Zomato food deliveries.
  4. Is there a fuel surcharge waiver?
    • Yes, enjoy a 1% fuel surcharge waiver on transactions between ₹400


Formado em direito Especialista em economia, investimento e finanças pessoal. Seu foco é mudar a vida financeira das pessoas.