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Axis Reserve Credit Card Review

Embrace the epitome of financial luxury with Axis Reserve Credit Card. Your journey towards an elite lifestyle begins here!

Axis Reserve Credit Card
Source: Axis Reserve Credit Card

If you’re in the market for a new credit card that offers exceptional benefits and rewards, you’ll definitely want to consider the Axis Reserve Credit Card. With its numerous features and perks, this credit card has become increasingly popular among consumers. In addition to its lavish offerings, the Axis Reserve Credit Card also prioritizes your financial security.

In this detailed review, we will dive into the key aspects of the Axis Reserve Credit Card and explore its benefits, rewards program, fees, and more. Whether you’re a frequent traveler, a shopaholic, or simply looking for a reliable credit card, this review will provide you with all the information you need to make an informed decision.



In addition to its lavish offerings, the Axis Reserve Credit Card also prioritizes your financial security.

Earning Rewards:

  • Domestic Spending: Earn 15 EDGE Reward Points for every ₹200 spent on domestic transactions, translating to a 1.5% reward rate.
  • International Spending: Benefit from 2X EDGE Reward Points on all international transactions, effectively offering a 3% reward rate on your global expenditures.

Redeeming Rewards:

  • Versatile Redemption Options: Redeem your accumulated EDGE Reward Points for a diverse array of products, gift vouchers, and experiences through the Axis Bank EDGE Rewards portal, with each point valued at ₹0.20.
  • Travel Privileges: Convert your EDGE Reward Points into airline miles with partner airlines such as Vistara, Etihad Airways, and Qatar Airways, enhancing your travel experiences.
  • Hotel Loyalty Programs: Transfer points to hotel loyalty programs like Marriott International, allowing you to enjoy luxurious stays worldwide.

Benefits of Axis Reserve Credit Card

  • Welcome bonus of 50,000 Edge Reward points: To kick start your journey with the Axis Reserve Credit Card, you’ll receive a generous welcome bonus of 50,000 Edge Reward points. These points can be redeemed for a wide range of exciting rewards, including flights, hotel stays, shopping vouchers, and much more. 
  • 4 complimentary airport pick-ups/drops every year: As a cardholder, you can bid farewell to the hassle of airport transfers. Enjoy the luxury of 4 complimentary airport pick-ups or drops every year, ensuring a seamless travel experience from start to finish. 
  • 1-night complimentary stay at participating hotels in the APAC region: Immerse yourself in the lap of luxury with a complimentary one-night stay at participating hotels in the APAC region. Indulge in world-class amenities, impeccable service, and create unforgettable memories during your stay. 
  • 5 movie/non-movie bookings in a month: Movie lovers rejoice! With the Axis Reserve Credit Card, you can indulge in your passion for cinema. Enjoy the benefit of 5 complimentary movie or non-movie ticket bookings each month, allowing you to catch the latest blockbusters or experience live events with your loved ones. 
  • 1000/ticket up to 5 times a month: Make the most of your credit card by enjoying savings on entertainment. Get up to ₹1000 off per ticket, up to 5 times a month, for a delightful cinematic experience or your favorite live performances.
  • Complimentary Golf Access: Tee off in style with complimentary access to prestigious golf courses around the globe. Whether you’re a seasoned player or an enthusiast, this benefit elevates your leisure time.
  • Milestone Benefits: Reach spending milestones and unlock additional rewards, vouchers, or premium services. This ensures that your commitment to the card is continually rewarded.
  • Comprehensive Travel Insurance: Travel worry-free with robust travel insurance covering lost baggage, flight delays, and medical emergencies. This feature ensures your peace of mind wherever you go.
  • Unlimited Complimentary Lounge Access: Enjoy unlimited access to premium airport lounges worldwide. Whether traveling for business or leisure, you can relax in comfort and luxury, setting the tone for a superior journey.
  • Personalized Concierge Service: With a dedicated 24/7 concierge service, your every request is just a call away. From booking reservations at Michelin-starred restaurants to planning bespoke vacations, the concierge service is tailored to meet your needs.

Qualifying for Axis Reserve Credit Card

Axis Reserve Credit Card
Source: Axis Reserve Credit Card

Minimum Credit Score needed: The credit score you need to get Axis Reserve Credit Card is 750 or above. 

Annual Income requirements: You need to have an annual income of INR 50,000 to be qualified for the card. 

How to apply for Axis Reserve Credit Card?

If you’re interested in obtaining this prestigious card, here’s a step-by-step guide on how to apply for the Axis Reserve Credit Card: 

  • Visit the Axis Bank Website: Head to the official website of Axis Bank, the issuer of the Axis Reserve Credit Card.
  • Select Axis Reserve Credit Card: Locate the Axis Reserve Credit Card and carefully review the features, benefits, and fees associated with it. 
  • Fill out the Application Form: Once you have confirmed your eligibility, fill out the online application form provided on the Axis Bank website.
  • Submit Required Documents: Along with the application form, you will need to submit certain documents as proof of identity, address, income, and employment. 
  • Review and Submit: Before submitting your application, thoroughly review all the information provided. Double-check for any errors or omissions. Once you are satisfied, click on the submit button to send your application to Axis Bank for processing.

Frequently Asked Questions (FAQs)

What is the annual fee for the Axis Reserve Credit Card?

The annual fee is ₹50,000 plus applicable taxes, reflecting the premium benefits it offers.

What documents are required to apply for the card?

You need identity proof, address proof, and income proof.

How can I redeem my rewards points?

You can redeem your points through the Axis Bank rewards portal for a variety of premium options.

How long does it take for the application to be approved?

Approval typically takes 7–10 working days after document verification.



Formado em direito Especialista em economia, investimento e finanças pessoal. Seu foco é mudar a vida financeira das pessoas.