Navigating the complexities of healthcare expenses can be daunting. The Bajaj Finserv Health EMI Network Card emerges as a beacon of relief in this landscape. This innovative digital card is not just a financial tool; it’s a strategic ally in managing your medical bills. By allowing users to convert hefty healthcare costs into manageable Equated Monthly Installments (EMIs), it embodies a perfect blend of financial freedom and convenience.
Especially in unexpected medical scenarios, this card acts as a financial cushion, ensuring that quality healthcare remains accessible without the immediate strain on your finances.
The card’s ability to ease the financial burden during medical emergencies is its hallmark. It comes with pre-approved credit limits, offering swift access to funds when they are most needed, and the flexibility of interest-free or low-interest EMIs further reduces the overall financial impact.
Whether it’s a routine medical check-up, a sudden surgery, or a long-term treatment plan, the Bajaj Finserv Health EMI Card stands ready to transform the way you manage your healthcare expenses, making it an indispensable tool in today’s healthcare landscape.
Earning Rewards:
- Tata Neu App and Partner Brands:
- Earn an impressive 5% back as NeuCoins on non-EMI spends across a spectrum of Tata brands, including BigBasket, Croma, Westside, Tata CLiQ, and more. This translates to 5 NeuCoins for every ₹100 spent, significantly enhancing your shopping value.
- NeuPass Membership Bonus:
- Activate your NeuPass membership to enjoy an additional 5% back as NeuCoins on eligible purchases, elevating your total rewards to a remarkable 10% back on Tata Neu app transactions.
- Other Retail Spends:
- Receive 1.5% back as NeuCoins on all other retail transactions, ensuring that every expenditure contributes to your rewards balance.
- UPI Transactions:
- Starting August 1, 2024, earn 0.5% back as NeuCoins on eligible UPI transactions. Additionally, using your Tata Neu UPI ID grants an extra 1% back, culminating in a total of 1.5% back on UPI spends. Please note, there’s a cap of 500 NeuCoins per calendar month on UPI transactions.
Redeeming Rewards:
Utilize your NeuCoins to shop across a diverse range of Tata brands, including AirAsia India, BigBasket, Croma, Westside, Tata CLiQ, IHCL hotels, Tata 1mg, and Qmin. At checkout, select Tata Pay and opt to redeem your NeuCoins, with 1 NeuCoin equivalent to ₹1, making your rewards as valuable as cash.
Bajaj Finserv Health EMI Card Benefits
- Versatility in Healthcare: Imagine having a single card that takes care of hospital bills, pharmacy expenses, and diagnostic tests. The Bajaj Finserv Health EMI Card offers comprehensive healthcare coverage, making it versatile for all your medical needs.
- Say Goodbye to Financial Stress: Medical expenses can be daunting, but with this card, you can convert your healthcare bills into easy EMIs, eliminating the burden of immediate payment. Your monthly budget stays intact, giving you peace of mind.
- Access to Quality Healthcare: The Bajaj Finserv Health EMI Card unlocks access to a vast network of over 5,500 hospitals and healthcare partners in more than 1,000 cities across India. You’re never far from quality care, whether it’s a routine check-up or a medical emergency.
- Zero-Cost EMI: Convert your healthcare expenses into zero-cost EMIs and pay them back over a flexible tenure. This ensures that you receive the treatment you need without straining your monthly budget.
- Wide Network of Healthcare Partners: Access over 1,400+ partner hospitals, clinics, and diagnostic centers across India. From renowned hospitals to specialized healthcare providers, this card gives you the freedom to choose the best.
- Coverage for a Variety of Treatments: Use the card for diverse medical services, including dental treatments, eye care, cosmetic surgery, diagnostic tests, and more. This comprehensive coverage ensures no health need is left unaddressed.
- Instant Activation: Get your Health EMI Card activated instantly online with minimal documentation. The quick and hassle-free process lets you start using your card immediately.
- Pre-Approved Credit Limit: Enjoy a pre-approved credit limit of up to ₹4 lakh, giving you ample financial flexibility to handle all your medical needs without delay.
- Flexible Tenures: Choose a repayment tenure that suits your budget, ranging from 3 to 24 months. This ensures you can comfortably manage your finances while getting the best care.
- No Collateral Required: The Bajaj Finserv Health EMI Card does not require any collateral or guarantor, making it a simple and accessible financial tool for everyone.
- Digital Card for Easy Access: Carry your card everywhere with the digital version on your smartphone. It’s easy to use, track, and manage without the need for a physical card.
- Free Health Check-Ups and Discounts: Enjoy free health check-ups and exclusive discounts at partner healthcare providers, ensuring better savings on your medical expenses.
- Emergency Medical Financing: The card supports emergency medical treatments, ensuring that you have immediate access to funds when you need them the most.
Qualification Requirements
To be eligible for the Bajaj Finserv Health EMI Card, applicants typically need to be Indian citizens within a specific age range and should possess a stable source of income. It is likely that a good credit history may also be required, although the specific details should be confirmed directly with Bajaj Finserv.
How to Apply for the Bajaj Finserv Health EMI Card
- Visit the Bajaj Finserv website or mobile app.
- Log in with your registered mobile number or create an account.
- Fill in the online application form with basic details.
- Upload necessary documents for KYC verification.
- Pay the one-time fee and activate your card instantly.
Frequently Asked Questions
What can the Health EMI Card be used for?
For a wide range of medical treatments and wellness services.
Is there a limit to the amount I can finance?
Up to Rs. 4 lakh, depending on your eligibility.
Can I use this card at any hospital?
Yes, at a wide network of partner hospitals and clinics.
Are there any additional charges?
The card typically features no or low interest on EMIs.