IndianOil Axis Bank Credit Card Reviews

Enjoy cashback and rewards like never before on your fuel purchases, dining, and more. Access more like with IndianOil Axis Bank Card. Learn more.

Imagine you’re embarking on a long-awaited road trip. As you navigate through the bustling streets and serene highways, your vehicle’s fuel gauge gradually dips.

At your next fuel stop, you reach for the IndianOil Axis Bank Credit Card, a decision that transforms routine fuel expenses into a rewarding experience. This isn’t just a mere credit card; it’s a gateway to a world of savings and benefits, specifically designed for the savvy traveler, the daily commuter, and everyone in between.

It turns the mundane act of fueling up into an opportunity to earn rewards, making every journey more enjoyable and cost-effective.

CREDIT CARD

IndianOil Axis Bank

Enjoy Welcome Benefits Fuel surcharge waiver

Now make UPI transactions with your card and earn points!

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In today’s fast-paced world, where every expense counts, the IndianOil Axis Bank Credit Card stands out as a financial companion that offers more than just convenience. It’s tailored to optimize your fuel expenditures, ensuring that each trip to the gas station leaves you with something extra.

Be it a short drive to the office or a long journey across states, this card ensures that your fuel spends are not just expenditures, but investments into a world of rewards, savings, and exclusive benefits.

Earning Rewards:

• Fuel Purchases at IndianOil Outlets:
  • Earn 20 EDGE Reward Points per ₹100 spent on fuel transactions at IndianOil Corporation Limited (IOCL) fuel stations across India.
  • This equates to a 4% value back on fuel spends.
  • Applicable for transactions between ₹100 and ₹5,000 per month.
• Online Shopping:
  • Receive 5 EDGE Reward Points per ₹100 spent on online shopping, translating to a 1% value back.
  • Valid for online transactions between ₹100 and ₹5,000 per month.
• Other Retail Spends:
  • Earn 1 EDGE Reward Point per ₹100 spent on all other retail transactions.

Redeeming Rewards:

Accumulated EDGE Reward Points can be redeemed through the Axis Bank EDGE Rewards portal for a variety of options:

• Fuel Redemption:
  • Convert EDGE Reward Points into fuel at select IndianOil outlets.
  • The conversion rate and process can be accessed via the EDGE Rewards portal.
• Merchandise and Vouchers:
  • Redeem points for products across categories such as electronics, lifestyle, and home essentials.
  • Avail gift vouchers from leading brands for shopping, dining, and entertainment.
• Travel Bookings:
  • Use points to book flights and hotels through the Travel EDGE platform.

Benefits of IndianOil Axis Bank Credit Card

The IndianOil Axis Bank Credit Card is a powerful financial tool that offers a wide range of benefits for its users.

• Accelerated reward points on fuel purchases at Indian Oil Corporation fuel: With this credit card in hand, you can not only enjoy the convenience of cashless transactions but also earn accelerated reward points on your fuel purchases at Indian Oil Corporation fuel stations.
• Welcome benefit: With this credit card, you can earn an incredible 100% cashback up to Rs. 250 on your first fuel transaction at any participating station. This exclusive offer is designed to provide significant savings for new cardholders, enhancing their initial experience and making everyday expenses more manageable.
• Accelerated reward points for shopping: Additionally, every time you swipe your IndianOil Axis Bank Credit Card while shopping, you can earn even more reward points, allowing you to accumulate rewards faster and redeem them for a variety of exciting options. 
• Fuel surcharge waiver on fuel expenses: Fuel expenses can be a significant part of our monthly budgets, but with this credit card, you can enjoy a fuel surcharge waiver on your fuel expenses. This not only helps you save money but also adds to the overall convenience of using this credit card.
• No annual fee for the first year: No worry with annual fee for the first year using this credit card. You can buy, and enjoy with no worries. For the second year onwards, the fee is Rs. 500.
• Discounts on movie ticket purchases: In addition to these benefits, this credit card also offers discounts and exclusive offers on various categories such as dining, travel, and shopping.
• Dining Discounts: Avail a 15% discount at partner restaurants across India, enhancing your dining experiences while saving on your bills.
• EDGE REWARD Points: Earn 1 EDGE REWARD point for every ₹100 spent on all other transactions, ensuring that every purchase contributes to your rewards accumulation.
• Contactless Payments: Benefit from the convenience and security of contactless payments, allowing for quick and safe transactions.
• Global Acceptance: Use your card at millions of merchant outlets worldwide, both online and offline, ensuring seamless transactions wherever you go.

Qualification Requirements

To apply for the IndianOil Axis Bank Credit Card, you need to meet certain criteria. Applicants should be at least 18 years old and have a stable source of income. Your credit history plays a significant role, as a good credit score increases the likelihood of approval. Additionally, both Indian nationals and residents are eligible to apply, ensuring a wide range of customers can benefit from this card.

How to Apply

Applying for the IndianOil Axis Bank Credit Card is a straightforward process. Start by visiting the Axis Bank website or your nearest Axis Bank branch. You’ll need to provide personal and financial information, including your ID, address proof, and income details.

The bank may also request additional documents based on your profile. Once your application is submitted, you can track its status online. Upon approval, the card will be dispatched to your address, ready to start saving on your fuel expenses.

FAQs

What are the charges for the IndianOil Axis Bank Credit Card?

The card comes with a nominal annual fee, waived off on meeting certain spending criteria.

Can the reward points be redeemed for cash?

No, the points are redeemable at IndianOil outlets and for selected merchandise.

Is there a limit on the fuel surcharge waiver?

Yes, there is a monthly cap on the fuel surcharge waiver.

Can I use this card internationally?

Yes, it’s a global card, but foreign transaction charges apply.

CREDIT CARD

IndianOil Axis Bank

Enjoy Welcome Benefits Fuel surcharge waiver

Now make UPI transactions with your card and earn points!

APPLY NOW You will be redirected