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IndianOil HDFC Bank Credit Card Review

Drive Smart, Experience Hassle-Free Fuel Payments and Rewards with IndianOil HDFC Bank Credit Card. Learn more.

IndianOil HDFC Bank Credit Card
Source: IndianOil HDFC Bank Credit Card

Picture this: You’re on a long road trip across the scenic landscapes of the U.S., and your fuel gauge is steadily moving towards ‘E’. Instead of worry, you feel a sense of satisfaction knowing that with every gallon of gas purchased, you’re earning rewards and cash back. This is the reality for IndianOil HDFC Bank Credit Card holders. This credit card transforms your fuel expenses into a rewarding experience. Not just limited to fuel, it extends its benefits to various other spending categories, making it a versatile financial tool for everyday use.


IndianOil HDFC Bank Credit Card
CREDIT CARD
IndianOil hdfc bank
Fuel Points Zero Lost card liability
Fuel Benefits. Ready For You.

The IndianOil HDFC Bank Credit Card is specifically designed for those who find themselves frequently at gas stations or are looking for ways to economize their daily expenses. With its blend of cash back rewards, points on everyday purchases, and additional benefits, this card is a powerhouse of savings and convenience. Let’s delve into the specifics of how this card can be your financial ally on the road and beyond.

What is IndianOil HDFC Bank Credit Card?

The IndianOil HDFC Bank Credit Card is a powerful financial tool designed to provide customers with an array of benefits and rewards. This credit card, offered by HDFC Bank in collaboration with IndianOil, is specifically tailored to cater to the needs of individuals who frequently use fuel services. 

With the IndianOil HDFC Bank Credit Card, customers can enjoy numerous advantages, starting with the impressive savings on fuel expenses. Cardholders can earn reward points on fuel purchases made at IndianOil outlets across the country. These points can be accumulated and redeemed for fuel vouchers, allowing customers to further reduce their fuel costs. 

Apart from the fuel benefits, the IndianOil HDFC Bank Credit Card also offers attractive discounts and rewards on other categories. This includes dining, grocery shopping, utility bill payments, and much more.

Qualification Requirements

To apply for the IndianOil HDFC Bank Credit Card, applicants must meet certain criteria. These include age requirements (typically between 21 and 60 years), a stable source of income, and a good credit history. Specific income thresholds may vary, and potential cardholders should ensure they meet the bank’s credit score standards for a higher chance of approval.

Benefits of IndianOil HDFC Bank Credit Card

IndianOil HDFC Bank Credit Card
Source: IndianOil HDFC Bank Credit Card
  • 50 liters of FREE fuel in a year

One of the standout features of the IndianOil HDFC Bank Credit Card is the opportunity to receive 50 liters of free fuel in a year. This generous offering allows cardholders to fuel up their vehicles without dipping into their own pockets. Imagine the savings you can accumulate by simply using this credit card for your fuel purchases.

  • 250 fuel points per month

In addition to the free fuel, cardholders can earn 250 fuel points every month. These fuel points add up quickly and can be redeemed for even more savings on future fuel purchases. Imagine the satisfaction of filling up your tank while knowing that you earned significant discounts through your credit card usage.

  • 1% fuel-surcharge waiver

Another noteworthy benefit of the IndianOil HDFC Bank Credit Card is the 1% fuel-surcharge waiver. Fuel surcharges can often be an unwelcome surprise when paying for fuel purchases, but with this credit card, you can enjoy the convenience of not having to pay these additional charges.

  • Automatic PayZapp activation

The credit card comes with automatic PayZapp activation, allowing you to seamlessly pay for your purchases using a mobile wallet. This feature adds to the convenience and ease of using the IndianOil HDFC Bank Credit Card for all your transactions.

  • 5% off on bill payments using the fuel points

Lastly, this credit card offers an enticing 5% off on bill payments using the fuel points accumulated. This means that not only can you save on your fuel expenses, but you can also enjoy discounts on your utility bills by redeeming your earned fuel points.

How to Apply

To apply for the IndianOil HDFC Bank Credit Card, applicants can choose between an online application on the HDFC Bank website or a visit to a local HDFC branch. The online process requires filling out a form with personal and financial details and submitting necessary documents like proof of identity and income.

For those preferring in-person assistance, visiting an HDFC Bank branch provides a direct way to complete the application with the help of a representative. After the application is submitted and a credit evaluation is done by the bank, the credit card is typically issued within a few weeks.

Frequently Asked Question

What is the annual fee?

The card comes with a nominal annual fee, often waived off on meeting certain spending criteria.

Can reward points be converted to cash?

Yes, reward points can be redeemed for cash or a variety of other options.

Is there a limit to the fuel surcharge waiver?

The waiver is subject to certain terms and conditions, including monthly limits.

Can I use this card internationally?

Yes, the IndianOil HDFC Bank Credit Card is globally accepted.


IndianOil HDFC Bank Credit Card
CREDIT CARD
IndianOil hdfc bank
Fuel Points Zero Lost card liability
Fuel Benefits. Ready For You.

Written By

Formado em direito Especialista em economia, investimento e finanças pessoal. Seu foco é mudar a vida financeira das pessoas.