SBI Shaurya Credit Card Review

Join the elite with the SBI Shaurya Credit Card. Enjoy dining, travel, and fuel discounts while earning rewards. It's the smart choice for the financially savvy.

Envision a credit card that transcends the ordinary, designed specifically for the heroes in uniform who safeguard our nation. The SBI Shaurya Credit Card does just that. It’s not merely a financial instrument; it’s a tribute to the valiant men and women of India’s defense forces.

This card ingeniously blends the ease of everyday transactions with benefits and rewards that acknowledge and honor the commitment and sacrifices of military personnel.

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It offers a unique array of features tailored to meet the needs of those in the defense services. From earning reward points on everyday purchases to exclusive benefits like insurance and fuel surcharge waivers, this card is designed to add value to every aspect of life.

It’s a small token of gratitude for those who dedicate their lives to protecting the country, making it a symbol of respect and appreciation for their unwavering service. 

Earning Rewards:

Earn 5X Reward Points (5 points per ₹100 spent) on purchases in the following categories:

• Canteen Stores Department (CSD)
• Dining
• Movies
• Departmental Stores
• Grocery

Other Categories: For all other spends, earn 1 Reward Point per ₹100 spent, ensuring every transaction adds to your rewards balance.

Redeeming Rewards

Your accumulated Reward Points can be redeemed in the following ways:

• Against Outstanding Balance: Use your Reward Points to offset your credit card outstanding balance. The conversion rate is 4 Reward Points = ₹1.
• Rewards Catalogue: Explore a wide array of products and gift vouchers in the SBI Card Rewards Catalogue, allowing you to redeem points for items that suit your preferences.

Benefits of SBI Shaurya Credit Card

• Personal accident insurance cover worth Rs. 2 lakhs: As a proud owner of the SBI Shaurya Credit Card, you are entitled to a personal accident insurance cover worth Rs. 2 lakhs. This insurance protection ensures that you and your loved ones are financially secure in case of any unforeseen events. 
• 1,000 Reward Points as a welcome gift: As a warm welcome to the SBI Shaurya Credit Card family, you will receive 1,000 reward points as a welcome gift. This gesture is our way of expressing gratitude and appreciation for choosing our credit card. 
• 1% fuel surcharge waiver: Fuel Surcharge Waiver: Say goodbye to those extra fuel surcharges! With the SBI Shaurya Credit Card, you enjoy a 1% fuel surcharge waiver on fuel transactions made at all petrol pumps across India. This benefit not only saves you money but also adds convenience to your everyday life. 
• Complimentary insurance cover against personal accident: Your safety and well-being are of paramount importance to us. That’s why the SBI Shaurya Credit Card offers a complimentary insurance cover against personal accidents. This additional layer of protection ensures that you have peace of mind wherever you go.
• Low Interest Rates for Defense Personnel: Enjoy one of the lowest interest rates on your transactions, a feature exclusively designed to reduce the financial burden on defense personnel. Save significantly on your card dues and focus on what truly matters.
• Waiver of Annual Fees: Say goodbye to annual fees! The SBI Shaurya Credit Card comes with an annual fee waiver when you meet the specified spending threshold, ensuring that your card is always light on your pocket.
• Complimentary Add-on Cards: Extend the benefits of the card to your loved ones with free add-on cards. Share the privileges of your SBI Shaurya Credit Card with your family members at no extra cost.
• Flexible EMI Conversion: Convert your large purchases into easy EMIs at attractive interest rates. This feature ensures that high-value transactions don’t strain your budget.
• Worldwide Acceptance: Use your SBI Shaurya Credit Card at millions of merchant outlets and ATMs globally. It’s a card that travels with you wherever you go, ensuring convenience and accessibility.
• Easy Online Bill Payments: Manage your card payments effortlessly with simple online payment options. Avoid delays and penalties with quick and secure bill payment facilities.
• Dedicated Customer Support: Enjoy 24/7 customer support tailored for defense personnel. Whether you have a query or need immediate assistance, a dedicated team is always ready to help.

Who Can Apply?

To be eligible for the SBI Shaurya Credit Card, you must meet the following criteria:

1. Employment: Must be an active member of the Indian Armed Forces (Army, Navy, Air Force, or Paramilitary Forces).
2. Age: Minimum age of 21 years and a maximum of 65 years.
3. Income: Fulfill the income requirements as specified by the bank.
4. Residency: Indian residents only.
5. Documentation: Provide proof of employment in the armed forces, valid ID, address proof, and income proof.

How to Apply

• Visit the SBI Credit Card website or nearest branch.
• Fill in the online/offline application form.
• Upload or submit required documents.
• Wait for verification and approval.
• Receive your card upon successful application.

Frequently Asked Questions

Is there a joining fee for the SBI Shaurya Credit Card?

The card comes with a nominal joining fee.

Are there exclusive benefits for defense personnel?

Yes, the card offers benefits tailored for defense services members.

Can the reward points be used for flight bookings?

Yes, points can be redeemed for flight bookings and other rewards.

Is there an EMI option available for high-value transactions?

Yes, high-value purchases can be converted into EMIs.

CREDIT CARD

SBI Shaurya

Waiver of Renewal Fee Fuel Surcharge Waiver

The privileges you expect in a card

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