Preloader Image 1 Preloader Image 2

SBI Shaurya Credit Card Review

Join the elite with the SBI Shaurya Credit Card. Enjoy dining, travel, and fuel discounts while earning rewards. It's the smart choice for the financially savvy.

SBI Shaurya Credit Card
Source: SBI Shaurya Credit Card

Envision a credit card that transcends the ordinary, designed specifically for the heroes in uniform who safeguard our nation. The SBI Shaurya Credit Card does just that. It’s not merely a financial instrument; it’s a tribute to the valiant men and women of India’s defense forces. This card ingeniously blends the ease of everyday transactions with benefits and rewards that acknowledge and honor the commitment and sacrifices of military personnel.



In a world where credit cards are often seen as mere financial tools, the SBI Shaurya Credit Card stands apart. It offers a unique array of features tailored to meet the needs of those in the defense services. From earning reward points on everyday purchases to exclusive benefits like insurance and fuel surcharge waivers, this card is designed to add value to every aspect of life.

It’s a small token of gratitude for those who dedicate their lives to protecting the country, making it a symbol of respect and appreciation for their unwavering service. 

What is SBI Shaurya Credit Card?

This credit card is a tribute to the brave men and women who serve our country and offers an array of benefits and features tailored to their specific needs. One of the standout features of the SBI Shaurya Credit Card is its exclusive waiver of the annual fee. 

Cardholders are entitled to enjoy this benefit as long as they are active duty armed forces personnel. This not only provides financial relief but also acknowledges their service and sacrifice. In addition to the fee waiver, the SBI Shaurya Credit Card offers a host of rewards and benefits. 

Cardholders can enjoy attractive cashback offers on various categories such as groceries, fuel, dining, and more. Such rewards make everyday spending more rewarding and help cardholders save money in the process. 

Furthermore, this credit card comes with a range of insurance benefits. Cardholders are provided with comprehensive coverage, including air accident insurance, personal accident insurance, and other benefits that offer financial security and peace of mind.

Qualification Requirements

The SBI Shaurya Credit Card, catering exclusively to India’s defense personnel, maintains specific eligibility criteria to ensure it reaches its intended audience. Primarily, the applicant must be an Indian Defense Personnel, embodying the card’s spirit of serving those who protect the nation. This criterion establishes a direct connection between the card’s benefits and the unique lifestyle and needs of military members.

Furthermore, applicants must be at least 18 years of age, ensuring that young adults in the service can also access these financial tools. Whether self-employed or salaried, having a stable source of income is crucial. This requirement underscores the importance of financial stability and responsibility, which aligns with the disciplined lifestyle of defense personnel. Lastly, possessing a decent credit history is imperative, as it reflects the applicant’s creditworthiness and financial management skills, crucial for handling a credit card responsibly.

Benefits of SBI Shaurya Credit Card

SBI Shaurya Credit Card
Source: SBI Shaurya Credit Card
  • 1 Reward Points on every spend of Rs. 100

With every purchase you make using the SBI Shaurya Credit Card, you earn 1 reward point for every Rs. 100 spent. These reward points can be accumulated and redeemed for a wide range of exciting rewards, including shopping vouchers, travel bookings, and much more. 

  • Personal accident insurance cover worth Rs. 2 lakhs

As a proud owner of the SBI Shaurya Credit Card, you are entitled to a personal accident insurance cover worth Rs. 2 lakhs. This insurance protection ensures that you and your loved ones are financially secure in case of any unforeseen events. 

  • 1,000 Reward Points as a welcome gift

As a warm welcome to the SBI Shaurya Credit Card family, you will receive 1,000 reward points as a welcome gift. This gesture is our way of expressing gratitude and appreciation for choosing our credit card. 

  • 1% fuel surcharge waiver

Fuel Surcharge Waiver: Say goodbye to those extra fuel surcharges! With the SBI Shaurya Credit Card, you enjoy a 1% fuel surcharge waiver on fuel transactions made at all petrol pumps across India. This benefit not only saves you money but also adds convenience to your everyday life. 

  • Complimentary insurance cover against personal accident

Your safety and well-being are of paramount importance to us. That’s why the SBI Shaurya Credit Card offers a complimentary insurance cover against personal accidents. This additional layer of protection ensures that you have peace of mind wherever you go.

How to Apply

Applying for the SBI Shaurya Credit Card is straightforward. Interested individuals can apply online through the SBI website or visit their nearest SBI branch. The process involves filling out an application form, submitting necessary documents (like ID proof, income proof, and service-related documents), and undergoing a credit check. Once approved, the card is dispatched to the applicant’s address.

Frequently Asked Questions

Is there a joining fee for the SBI Shaurya Credit Card?

The card comes with a nominal joining fee.

Are there exclusive benefits for defense personnel?

Yes, the card offers benefits tailored for defense services members.

Can the reward points be used for flight bookings?

Yes, points can be redeemed for flight bookings and other rewards.

Is there an EMI option available for high-value transactions?

Yes, high-value purchases can be converted into EMIs.



Formado em direito Especialista em economia, investimento e finanças pessoal. Seu foco é mudar a vida financeira das pessoas.