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SimplyCLICK SBI Credit Card Review

Amidst India's diverse landscapes, the SimplyCLICK SBI Credit Card stands as an emblem of financial freedom. Learn more.

SimplyCLICK SBI Credit Card
Source: SimplyCLICK SBI Credit Card

In the digital age, where online shopping and e-transactions have become the norm, the SimplyCLICK SBI Credit Card emerges as a game-changer for savvy shoppers. Picture this: You’re browsing through your favorite online store, and with every purchase, you’re earning rewards, discounts, and cashback.

This isn’t just a dream scenario for digital shoppers but a reality with the SimplyCLICK SBI Credit Card. Designed specifically to cater to the needs of the modern, digital consumer, this card not only simplifies online transactions but also turns them into rewarding experiences.



Let’s delve deeper into what makes the SimplyCLICK SBI Credit Card a must-have in your wallet. From its seamless integration with popular e-commerce platforms to its array of benefits tailored for the digital shopper, this card redefines the way we perceive credit card rewards. It’s more than just a payment tool; it’s your gateway to maximizing benefits from your regular online activities

Earning rewards

  • 10X Reward Points on online spends: Every time you indulge in online retail therapy, you earn 10 times the reward points. From clothing and electronics to home decor and groceries, your purchases are now a gateway to incredible rewards.
  • 5X Reward Points on Other Online Spends: For all other online transactions, earn 5 reward points per ₹100 spent, ensuring that every online purchase is rewarding.
  • 1X Reward Points on Offline Spends: Earn 1 Reward Point per ₹100 spent on all other purchases.

Redeeming Rewards:

Accumulated Reward Points can be redeemed through the SBI Card Rewards Catalogue for a variety of options:

  • Gift Vouchers: Exchange points for e-vouchers from leading brands across categories like apparel, dining, and travel.
  • Products: Choose from a wide range of merchandise, including electronics, home appliances, and lifestyle products.
  • Cash Credit: Convert points into cash credit to offset your credit card outstanding balance.

Benefits of SimplyCLICK SBI Credit Card

SimplyCLICK SBI Credit Card
Source: SimplyCLICK SBI Credit Card

With a range of exciting benefits and rewards, this credit card is designed to enhance your online shopping experience like never before.

  • Amazon Gift Card of INR 500: Get rewarded right from the start! Upon approval, you receive an Amazon gift card worth INR 500, allowing you to make your first online purchase with a smile.
  • E-voucher worth INR 2,000: As a loyal SimplyCLICK SBI credit cardholder, you are eligible for an e-voucher worth INR 2,000 from a leading online partner. Treat yourself or your loved ones to an unforgettable shopping experience.
  • Milestone Benefits: Achieve annual spends of ₹1 lakh and receive a Cleartrip e-voucher worth ₹2,000, adding value to your travel plans.
  • 1% fuel surcharge waiver: Say goodbye to those pesky fuel surcharges. Whenever you use your SimplyCLICK SBI Credit Card to pay for fuel, enjoy a 1% waiver on the surcharge. It’s a small perk that makes a big difference.
  • Annual fee is reversed once INR 100,000 is spent: Worried about the annual fee? Fret not! Once you spend INR 100,000 or more in a year with your SimplyCLICK SBI Credit Card, the annual fee will be reversed, allowing you to enjoy the benefits without any additional costs.
  • Contactless Technology: This card utilizes cutting-edge contactless technology, which allows you to make secure and hassle-free payments with just a tap. Gone are the days of waiting in long queues or dealing with the inconvenience of carrying physical currency. The SimplyCLICK SBI Credit Card offers unparalleled convenience, enabling you to complete transactions swiftly and effortlessly.
  • Worldwide Acceptance: Use your SimplyCLICK SBI Credit Card at over 24 million outlets worldwide, including 3,25,000 outlets in India, providing you with global purchasing power.
  • Flexipay: Convert transactions above ₹2,500 into easy EMIs with Flexipay, offering flexibility in managing your payments.
  • Easy Bill Payment: Set up standing instructions for utility bill payments, ensuring timely payments and earning reward points on these transactions.

Qualification Requirements

To be eligible for the SimplyCLICK SBI Credit Card, applicants need to meet certain criteria. These include being at least 18 years old, possessing a stable income source, and having a good credit history. The card is available to both salaried and self-employed individuals, with the bank assessing each applicant’s creditworthiness before approval. It’s important to have a clear credit record to enhance your chances of getting this card.

How to Apply

Applying for the SimplyCLICK SBI Credit Card is straightforward. Begin by visiting the SBI Card website or your nearest SBI branch. Fill out the application form with your personal, financial, and employment details. Submit the required documents, which typically include identity proof, address proof, and income proof. Once your application is submitted, it will undergo a verification process. Upon approval, the card will be dispatched to your address, ready for you to start enjoying its numerous benefits.

Frequently Asked Questions

What is the reward rate for online purchases?

Earn 5X reward points on online spends with exclusive partners.

Is there an annual fee for this card?

Yes, but it can be waived off on reaching a spending threshold.

Can the rewards be redeemed for cash?

Reward points can be redeemed against a wide array of gifts and vouchers.

Is there a limit to the rewards I can earn?

No, there is no upper limit on the reward points you can accumulate.



Formado em direito Especialista em economia, investimento e finanças pessoal. Seu foco é mudar a vida financeira das pessoas.