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Standard Chartered Platinum Rewards Credit Card Review

Unleash Financial Freedom: Enjoy rewards, security, and convenience in one card. Discover Standard Chartered Platinum now. Learn more.

Standard Chartered Platinum Rewards Credit Card
Source: Standard Chartered Platinum Rewards Credit Card

Imagine a credit card that not only meets your daily needs but also rewards every purchase you make. The Standard Chartered Platinum Rewards Credit Card does exactly that, turning every transaction into an opportunity to earn valuable rewards. Whether it’s dining out, fueling your car, or even your regular grocery shopping, each expense contributes to a pool of reward points. This card is designed for those who love to maximize their spending efficiency while enjoying the finer aspects of life.



In a world where every penny counts, the Standard Chartered Platinum Rewards Credit Card stands out as a financial tool that adds value to your everyday expenditures. It transforms mundane activities like filling up your gas tank or paying utility bills into rewarding experiences. This card is not just about spending; it’s about making your spending work for you. With its blend of practicality and luxury, it offers a unique way to enhance your lifestyle and reap benefits from your regular spending habits.

Earning Rewards

With the Standard Chartered Platinum Rewards Credit Card, earning rewards is effortless:

  • 1 Reward Point for every ₹150 spent on other categories.
    The more you spend, the more you earn, ensuring every transaction adds value to your lifestyle.
  • 5 Reward Points for every ₹150 spent on dining and fuel.

Redeeming Rewards

Redeem your accumulated reward points for:

  • Cashback: Offset your credit card bill with cashback options.
    The flexibility ensures you can use your rewards in a way that best suits your needs.
  • Gift Vouchers: From top brands across categories like lifestyle, dining, and travel.
  • Merchandise: Choose from an extensive catalog of premium products.
  • Travel Bookings: Use points to book flights, hotels, and more.

Benefits of Standard Chartered Platinum Rewards Credit Card

Standard Chartered Platinum Rewards Credit Card
Source: Standard Chartered Platinum Rewards Credit Card
  • Lifetime rewards

You can earn 5x reward points for every INR 150 spent on dining or fuel expenditure, and 1x reward points for purchases made in all other categories, with no monthly limit on your reward points, providing you with ample opportunities to accumulate rewards effortlessly.

  • 1 reward point for every INR 150 spent

One of the standout features of the Standard Chartered Platinum Rewards Credit Card is the generous rewards program. For every INR 150 spent, you will earn 1 reward point. Accumulate these reward points and redeem them for a wide range of merchandise, gift vouchers, or even airline miles, allowing you to turn your everyday spending into exciting rewards.

  • Zero Annual and Joining Fees

To avoid the one-time fee of INR 250 + GST, spend Rs 500 or more within 30 days from card issuance. This offer is exclusively for applicants who submit their credit card application electronically through the digital channel as prescribed by the Bank. There are no joining benefits, and the offer is not applicable for existing credit card holders.

  • Zero Liability Protection

With Zero Liability Protection, you can have peace of mind knowing that you won’t be held responsible for any unauthorized transactions made with your card. With all these benefits, the Standard Chartered Platinum Rewards Credit Card is an excellent choice for those seeking a credit card that offers convenience, rewards, and a sense of security.

Qualification Requirements

Eligibility criteria for the Standard Chartered Platinum Rewards Credit Card:

  • Documentation: Submit valid ID proof, address proof, and income proof during the application process.
  • Age: 21 to 65 years for primary cardholders; 18 years or older for add-on cardholders.
  • Income: Meet the bank’s minimum income requirements for salaried or self-employed individuals.
  • Residency: Available to Indian residents.
  • Credit Score: A healthy credit score improves your approval chances.

How to Apply

Applying for the Standard Chartered Platinum Rewards Credit Card is straightforward. Start by visiting the Standard Chartered website or nearest branch. Fill out the application form with personal, financial, and employment details. Next, submit the required documents, which typically include identification, income proof, and address verification. After submission, the bank will review your application and conduct a credit check. Upon approval, you’ll receive your credit card and can start enjoying its numerous benefits

Frequently Asked Questions

What is the annual fee?

The card typically comes with a nominal annual fee, often waived off for the first year.

Can I use this card internationally?

Yes, it’s accepted worldwide.

Are there any cashback benefits?

Reward points can be redeemed for cashback on certain purchases.

How can I track my reward points?

Points can be tracked via the Standard Chartered mobile app or website.



Formado em direito Especialista em economia, investimento e finanças pessoal. Seu foco é mudar a vida financeira das pessoas.