Standard Chartered Rewards Credit Card Review

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When it comes to credit cards, finding the right one can be a daunting task. With so many options available in the market, it’s important to make an informed decision that suits your needs and preferences. If you’re on the lookout for a reliable rewards credit card, then the Standard Chartered Rewards Credit Card might just be the perfect fit for you. 

In this comprehensive review, we will delve into the features, benefits, and potential drawbacks of this credit card, helping you to determine whether it’s the right choice for your financial goals and lifestyle. So, let’s dive in and explore all that the Standard Chartered Rewards Credit Card has to offer.

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Standard Chartered Rewards

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Benefits of Standard Chartered Rewards Credit Card

• Accelerated Reward Points: Earn 4X reward points for every ₹150 spent on retail purchases, excluding insurance, government, and fuel categories. This accelerated points system ensures that your regular expenses contribute significantly to your reward balance. From dining out to shopping for essentials, every swipe of your card brings you closer to exciting redemption opportunities.
• Bonus Reward Points: Surpass a monthly spending milestone of ₹20,000 and unlock an additional 4X reward points on every ₹150 spent thereafter, capped at 2,000 bonus points per month. This benefit rewards consistent spending, making it easier to accumulate points and enjoy bigger rewards, faster.
• Complimentary domestic airport lounge access: Enjoy the luxury of four complimentary domestic airport lounge visits annually (one visit per calendar quarter). Relax in style before your flights with access to comfortable seating, free Wi-Fi, and refreshments, making your travel experience more enjoyable and stress-free.
• Renewal Fee Waiver: Spend ₹3 lakh or more in a year to have your annual renewal fee waived, saving you money and making this card even more rewarding. This is an excellent incentive for high spenders who value a card with substantial benefits.
• 1% waiver fuel surcharge: Get a 1% fuel surcharge waiver across all fuel stations in India, applicable to transactions between ₹500 and ₹3,000. This feature not only saves you money on your fuel expenses but also makes everyday commuting or business-related travel more economical.
• Easy EMI Conversion: Convert purchases above ₹2,000 into easy monthly installments (EMIs) through online banking or the SC Mobile app. This flexibility allows you to manage larger expenses, like electronics or travel bookings, without straining your budget.
• Renewal Fee Waiver: Spend ₹3 lakh or more in the previous year to have your renewal fee waived, making it easier to maintain your card without additional costs.
• Supplementary Add-On Cards: Share the benefits with your family by availing add-on cards. Your loved ones can enjoy the same privileges, and you can track their spending seamlessly. It’s an ideal way to manage household or shared expenses while maximizing reward point accumulation.
• Exclusive Offers: Unlock access to exclusive offers and discounts on shopping, dining, travel, and more. These tailored deals enhance your lifestyle, ensuring you get the best value for your money across a wide range of categories.
• Comprehensive Customer Support: Enjoy dedicated customer service for all your banking needs. Whether it’s resolving queries, reporting lost cards, or getting help with rewards redemption, the responsive team ensures a smooth experience every time.

Qualification Requirements

The Standard Chartered Rewards Credit Card is accessible to a wide range of customers. Key qualification criteria include a good credit history, a stable income, and meeting the age and nationality requirements set by the bank. It’s designed to be inclusive, allowing a broad spectrum of individuals to take advantage of its rewards program.

How to Apply for the Standard Chartered Rewards Credit Card

1. Check Eligibility: Verify you meet the criteria like age, income, and credit history on Standard Chartered’s website or at a branch.
2. Gather Documents: Prepare necessary documents such as ID, proof of income, and address.
3. Fill Out Application: Complete the application form, available online or at a branch.
4. Submit Application: Send in your application with all required documents.
5. Wait for Approval: Standard Chartered will review your application and may request additional information.
6. Receive and Activate Card: Once approved, you’ll receive your card. Activate it as instructed.
7. Start Using Your Card: With activation, you can begin earning rewards on your purchases.

Frequently Asked Questions

How do I earn and redeem points?

Earn points on all eligible transactions and redeem them through the bank’s rewards portal.

Is there an annual fee?

The card may have an annual fee, but it’s often waived based on spending thresholds.

Are the rewards points transferable to frequent flyer programs?

Yes, points can be transferred to several airline frequent flyer programs.

What kind of customer support does the card offer?

Standard Chartered provides 24/7 customer support for cardholders.

CREDIT CARD

Standard Chartered Rewards

No Joining Fee Lounge access

What goes around, comes around 4X times

APPLY NOW You will be redirected