Preloader Image 1 Preloader Image 2

Swiggy HDFC Bank Credit Card Review

Say yes to culinary delights and financial freedom – the Swiggy HDFC Bank Credit Card is your gateway to a tasteful journey. Learn more.

Swiggy HDFC Bank Credit Card
Source: Swiggy HDFC Bank Credit Card

Imagine enjoying your favorite restaurant’s cuisine from the comfort of your home, while simultaneously earning rewards with every bite. This is the reality offered by the Swiggy HDFC Bank Credit Card. More than just a financial tool, it’s a key to a world brimming with gastronomic delights and fiscal advantages. Tailored for both food connoisseurs and smart spenders, this card melds the ease of online food ordering with the efficiency of credit spending.

Each transaction with the Swiggy HDFC Bank Credit Card is not just a payment, but an investment in pleasure and savings. Whether it’s a quick snack or a lavish meal, the card enhances every dining experience. Its unique features cater to a modern lifestyle, where convenience, rewards, and a love for good food go hand in hand. This card redefines the relationship between dining and spending, making it an essential part of your wallet.

What is Swiggy HDFC Bank Credit Card?

If you’re a food lover who enjoys the convenience of online food delivery, then the Swiggy HDFC Bank Credit Card is here to enhance your dining experience. This credit card collaboration between Swiggy, India’s leading food delivery platform, and HDFC Bank, one of the country’s most trusted financial institutions, brings a plethora of benefits to the table. 

The Swiggy HDFC Bank Credit Card is designed to reward food enthusiasts with irresistible perks and privileges. With this card in your wallet, you can satiate your cravings while earning rewards on every bite. Whether you’re ordering from your favorite local restaurant or exploring new culinary delights, this credit card offers an incredible way to indulge in your favorite dishes while enjoying exclusive benefits. 

Qualification Requirements

To be eligible for the Swiggy HDFC Bank Credit Card, applicants must be at least 18 years old, have a stable source of income, and maintain a good credit history. The bank also considers additional factors such as employment status and nationality. It’s designed for individuals who seek both the convenience of digital payments and the joys of gastronomic adventures, ensuring that every cardholder is well-suited to make the most out of this unique financial and culinary partnership.

Benefits of Swiggy HDFC Bank Credit Card

Swiggy HDFC Bank Credit Card
Source: Swiggy HDFC Bank Credit Card
  • 10% Cashback on Swiggy app

Firstly, you’ll receive a generous 10% cashback on all orders placed through the Swiggy app, making your favorite cuisines even more appetizing. Imagine savoring your favorite dishes while enjoying the satisfaction of 10% cashback on every bite.

  • 5% Cashback on online spending

But that’s not all – this credit card also offers 5% cashback on all your online spending, allowing you to earn rewards while you shop, book tickets, and indulge in your favorite online activities. This means that every transaction you make online becomes an opportunity to save and earn cashback.

  • 3 months Complimentary Swiggy One Membership as a welcome bonus

As a welcome bonus, the Swiggy HDFC Bank Credit Card presents you with a complimentary Swiggy One Membership for 3 months. This membership unlocks a myriad of benefits, including free delivery, exclusive discounts, and priority access to exciting offers – giving you the VIP treatment whenever you order through Swiggy.

  • Zero lost card liability

One of the standout features of this credit card is the zero lost card liability, which ensures that you are not held responsible for any fraudulent transactions made with your card. This feature offers you peace of mind, allowing you to enjoy the convenience and security of using the Swiggy HDFC Bank Credit Card worry-free.

  • 50 days Interest-Free Credit Period

Additionally, you’ll benefit from a generous 50-day interest-free credit period, giving you ample time to plan your finances and manage your expenses effectively. This credit period offers you the flexibility to make payments at your convenience, without incurring unnecessary interest charges.

How to Apply

Applying for the Swiggy HDFC Bank Credit Card is straightforward:

  1. Visit the HDFC Bank Website: Start your application journey by going to the official HDFC Bank website.
  2. Fill Out the Application Form: Locate the Swiggy HDFC Bank Credit Card section and complete the online application form with your personal and financial details.
  3. Submit Required Documents: Upload or provide the necessary documents for identity, address proof, and income verification.
  4. Wait for Application Review: After submission, HDFC Bank will review your application. This process includes verifying your details and assessing your creditworthiness.
  5. Approval and Card Dispatch: Once approved, the bank will inform you and dispatch your Swiggy HDFC Bank Credit Card to your address.


What is the annual fee for the card?

The card comes with a nominal annual fee, waived off on meeting spending criteria.

Can I use this card for international transactions?

Yes, it’s equipped for global use.

How do I redeem my reward points?

Redeem easily through the HDFC Bank portal.

Is there a limit to the cashback I can earn?

No, enjoy unlimited cashback on your spends.

The Swiggy HDFC Bank Credit Card is not just a credit card; it’s a ticket to a world of delicious rewards and exclusive dining experiences. For food lovers and savvy spenders alike, it’s a card that brings flavor to your finances.

Formado em direito Especialista em economia, investimento e finanças pessoal. Seu foco é mudar a vida financeira das pessoas.