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Amazon Business Card Review

Unlock rewards and enjoy free financing terms on purchases—no Amazon Prime membership required!

Amazon Business
Source: Amazon Business

Get ready to elevate your business game, whether you’re a regular Amazon spender or just love snagging an interest-free break! This card packs valuable perks without needing an Amazon Prime membership, making it a must-have for savvy spenders ready to supercharge their rewards and stretch their budget.

With the Amazon Business American Express Card, you’re in control! Choose between earning a generous 3% back on eligible Amazon-related spending or revel in a convenient 60-day interest-free period for those purchases. It’s time to take your business to new heights with excitement and enthusiasm!

Amazon Business
CREDIT CARD
Amazon Business
Annual Fee:$0 Amazon Shop with Points
Save Greater or Pay Later:

Earning rewards

Get set to cash in with the Amazon rewards program! Earn points with every purchase you make, where every 100 points are worth $1 in rewards. Whether you’re enjoying a shopping spree on Amazon.com or conducting business transactions through Amazon Business, your rewards are readily applicable, ensuring cash back with every transaction! Time to make your spending count and enjoy the benefits of your purchases!

Get a generous:

  • 3% back on all your U.S. purchases at Amazon.com, Amazon Business, Amazon Web Services, and Whole Foods Market, or enjoy a 60-day interest-free period. 
  • 2% back when dining out, fueling up at U.S. gas stations, or paying for wireless telephone services directly from U.S. providers.
  • 1% on every other purchase.

With rewards like these, you’ll be earning back while you spend!

Redeeming Rewards

Take your rewards to new heights! Redeeming rewards with the card is flexible and easy. You have the option to apply them towards any eligible purchase at checkout or use them as a statement credit against your balance. Each point holds a value of one cent, ensuring simple redemption.

While cash back redemption isn’t available, you can still enjoy your rewards by using points to offset part of your purchase and covering the remaining balance with your Amazon Business Rewards card.

Amazon Business Card benefits

Sweet Welcome Perk

Upon approval for the Amazon Business American Express Card, you’ll receive a $100 Amazon Gift Card. Terms Apply. This enticing offer, coupled with the card’s $0 annual fee, presents a valuable opportunity to offset initial expenses.

Business Expense Management Tools

The Amazon Business American Express Card provides a complete set of tools to aid in business management, including access to downloadable, line-item expense reports. Furthermore, the AmEx business app, accessible on both iOS and Android devices, enables users to capture and categorize receipts, as well as oversee employee spending for streamlined organization and tax compliance.

$0-annual-fee

The Amazon Business Card is dedicated to offering you perks without the price tag. Revel in cash back rewards without the weight of annual fees dragging you down. It’s not something you often find on business cards, is it?

No expiring points

Experience the freedom of rewards that never expire, putting you in the driver’s seat of when to cash in. Whether you’re browsing through countless items on Amazon.com and Amazon Business (U.S.) or opting to apply them towards a statement purchase, the decision is entirely yours. Enjoy the flexibility to redeem your rewards precisely how and when you desire, enhancing the satisfaction of every purchase!

Extended Warranty Protection

Enhance your peace of mind by extending the manufacturer’s warranty by an extra year for purchases with warranties lasting five years or less. With coverage of up to $10,000 per purchase and a maximum limit of $50,000 per calendar year, you can shop with confidence, assured that your purchases are safeguarded.

Baggage Insurance Plan

Embark on your travels stress-free by using your Amazon Business American Express Credit Card to cover the entire trip. Benefit from coverage of up to $1,250 per person for carry-on bags and up to $500 per person for checked bags, ensuring peace of mind throughout your journey.

Car Rental Loss and Damage Insurance

Drive with confidence when you rent a car and pay using your Amazon Business American Express Credit Card. Enjoy coverage of up to $50,000 per car rental agreement for damage to or theft of the rental vehicle during your rental period, giving you peace of mind on the road.

Return protection

Experience reassurance knowing that if a retailer declines to accept a return within 90 days of purchase, you’re entitled to a refund of the full purchase price, with coverage up to $300 per item and $1,000 per account annually.

Who can apply?

For business owners who frequent Amazon-owned businesses but haven’t yet subscribed to Amazon Prime memberships, the Amazon Business American Express Card is a game-changer. With a required credit score of at least 690 and eligibility for individuals aged 18 years and older residing in the U.S., this card is easily accessible. Don’t hesitate—apply now and set off on a journey towards financial freedom and excitement!

How to apply?

Amazon Business
Source: Amazon Business

Applying for a Amazon Business Card is easier than you think:

  1. Go to the Amazon Card website and look for Amazon Business Card 
  2. Click on Apply Now
  3. Read Terms and Conditions
  4. Fill your personal and financial details
  5. Submit your application

Frequently asked questions

Where can I find the Amazon.com Gift Card sign-up bonus?

Simply log into your Amazon account to view your gift card balance under “Gift Cards” and start splurging on your favorite purchases!

Do I need to pay to enroll in the Rewards program?

Believe it or not, signing up is totally free and you don’t need to purchase anything.

How can I increase my credit limit?

If you are eligible, you can request a credit limit increase online, on the other hand, you can do it by calling the number located on the back of your credit card.

What is the credit limit?

Your credit limit will likely be based on your creditworthiness.

Amazon Business
CREDIT CARD
Amazon Business
Annual Fee:$0 Amazon Shop with Points
Save Greater or Pay Later:
Written By

A credit card expert, she utilizes her expertise to create informative content on credit cards, empowering others with financial knowledge.