With the Citi Double Cash Card, you earn rewards in every purchase you made, you will get 1% unlimited cash back on purchases made with your card, plus another 1% when you pay for those purchases.
The cash back comes in the form of Thank You Points, you get 1 point for each dollar you spend with your card, and 1 additional point for each dollar paid in your balance.
Thank You Points and Cash Back
With Citi Double Cash Card, you get one Thank You point for every dollar you made a purchase. You also get another Thank You point for every dollar you pay in your balance, at the end of every billing circle.
You can exchange your points for cash back in the form of statement credit, direct deposit or check. Another way of exchange points is gift cards, travel or shop using your points on Amazon.com.
To earn the points, you have to pay the at least minimum on time every month. And just remember that balance transfers does not account for gaining points, and also your points never expires as long as your account is open.
The Benefits of the Citi Double Cash Card
Besides the cash back rewards, the Citi Double Cash Card comes with an array of other benefits. This card has no annual fee, an 0% APR for the first 18 months and an intro balance transfer fee of 3% for the first four months.
This card also has contactless technology, that allows you make purchases in a safer way, 24/7 customer service, digital wallets, 24-hour fraud protection, zero liability protection fraud, the Lost wallet service, that replaces your card in case you lost it within 24 hours and Citi entertainment.
Citi entertainment get you special access to tickets on many events, including presale tickets and exclusive experiences for sport events, concerts, dinning and more. The lost wallet service helps you in case you lost your card and needs another one fast, replacing it within 24 hours, and also providing you with some emergency cash limit.
More about the Citi Double Cash Card
This card offers 2% cash back on purchases on purchases with 1% of money back when you make the purchase and another 1% when you pay for those purchases.
This card has no annual fee, but has balance transfer, cash advance and international fees, so make sure you are aware of the fees, before applying. But if you use you card mainly for everyday purchases, you can earn a lot of money with the cash back program.
The Citi Double Cash Back gives you a lot of flexibility when it comes to redeeming your points, the more obvious is the cash back option, but you can also exchange them for a variety of rewards, such as travel, gift card or using them to make purchases on the Amazon.com, you can also transfer your points to a lot of partners, including JetBlue and Wyndham.
This card is a great option for people with excellent credit history that wants to star using a card with rewards, earning 2% cash back is a easy way to make the most of your purchases, and all of that with a card with no annual fee and a $0 intro APR on balance transfers.
How to apply to the Citi Double Cash Back
This card comes with no bonus benefits other than the 2% cash back, but this percentage is heard to beat on the market, if you think this can be the right option for you it is super easy to apply.
As said before you will need a great score to be able to apply for the Citi Double Cash Back, if you are in that category, you can apply on the Citi Bank website, is super easy and simple.
To apply you will have to provide some personal and financial information, be a U.S. citizen, have at least 18 years old, provide an address, phone number, email and information about your income and your social security number.
After applying the issuer will analyze your information and make a hard pull on your credit report, to know if you are approved to get this card. To apply, keep reading.