Imagine a credit card that not only builds your credit score but also rewards every step of your financial journey. The U.S. Bank Altitude Go Visa Secured Card does just that. Tailored for those who are keen on establishing or rebuilding their credit, this card merges security with the perks of a rewards card.
Let’s dive into what makes the U.S. Bank Altitude Go Visa Secured Card a standout choice in the realm of secured credit cards. The U.S. Bank Altitude Go Visa Secured Card is more than just a financial tool; it’s a companion in your everyday spending. It understands your needs, from grocery shopping to filling up your gas tank, and rewards you for these everyday purchases.
With this card, you’re not just spending; you’re earning – and rebuilding your credit score simultaneously.
Unrivaled Rewards Program
The U.S. Bank Altitude Go Visa Secured Card boasts an exclusive rewards program that sets it apart. Firstly, you’ll earn points on every purchase, with no limits or categories to worry about. This means every dollar you spend is an opportunity to earn.
How It Works
Earning rewards is a breeze with this card. You’ll earn 4X points on dining, 2X points on groceries, streaming services, and more, and 1X point on all other eligible purchases. Plus, you’ll receive a $15 streaming credit for annual streaming service purchases like Netflix and Spotify.
Special advantages of the U.S. Bank Altitude Go Secured Card
The U.S. Bank Altitude Go Secured Card isn’t just about rewards; it’s packed with special advantages:
- Choose Your Payment Due Date: Tailor your card’s due date to match your schedule, ensuring payments are convenient and stress-free.
- Zero Fraud Liability: Your peace of mind is a priority. Rest easy knowing you won’t be held responsible for unauthorized transactions if your card is lost or stolen.
- Contactless Payments: Make secure payments with a simple tap, thanks to the contactless feature. It’s the future of convenience.
- Mobile Wallet: Add your Altitude Go Secured Visa card to your mobile wallet for secure, one-tap payments.
- Autopay: Never miss a payment and avoid late fees by setting up automatic payments that fit your budget.
- ID Navigator Powered by NortonLifeLock™: Stay informed about potential threats to your identity with this powerful tool.
To access the U.S. Bank Altitude Go Visa Secured Card, you need to meet certain criteria. The requirements are straightforward: be at least 18 years old, have a valid U.S. address and Social Security number, and provide a security deposit. The deposit determines your credit limit, allowing for a personalized credit experience.
How to Apply for the U.S. Bank Altitude Go Visa Secured Card
Applying for the U.S. Bank Altitude Go Visa Secured Card is a straightforward process. Follow these clear and concise steps to get started:
Step 1: Check Eligibility
Before applying, ensure you meet the eligibility criteria. You should be at least 18 years old and have a social security number (SSN) or an individual taxpayer identification number (ITIN).
Step 2: Gather Required Information
Collect the necessary information for your application. This includes your personal details, contact information, employment information, and financial information, such as your monthly income and housing expenses.
Step 3: Visit the U.S. Bank Website
Access the U.S. Bank website through your web browser. You can use a computer, tablet, or smartphone for this step.
Step 4: Navigate to the Card Application Page
On the U.S. Bank website, navigate to the page specifically dedicated to the U.S. Bank Altitude Go Visa Secured Card application. You can usually find this by searching for the card or browsing the credit card section.
Step 5: Start the Application
Click on the “Apply Now” or “Get Started” button to initiate the application process.
Step 6: Complete the Application Form
Fill out the online application form with accurate and truthful information. Double-check all entries to ensure accuracy.
Step 7: Provide Security Deposit
You will be required to provide a security deposit when applying for a secured credit card. The deposit amount can range from $300 to $5,000. Ensure you have the funds available for this deposit.
Step 8: Review Terms and Conditions
Carefully review the terms and conditions of the card, including fees, interest rates, and other important details. Make sure you understand the terms before proceeding.
Step 9: Submit Your Application
Once you’ve filled out the application and reviewed the terms, submit your application electronically through the website.
Step 10: Await Approval
After submitting your application, U.S. Bank will review your information and perform a credit check. Approval decisions may take a few business days. You will be notified of the decision via email or mail.
What is the security deposit for?
The deposit serves as your credit limit and is fully refundable upon closing the account in good standing.
Can I upgrade to an unsecured card?
Yes, with responsible use, you can be eligible for an upgrade to an unsecured card.
Are there foreign transaction fees?
The U.S. Bank Altitude Go Visa Secured Card has no foreign transaction fees, making it ideal for travelers.
How do I redeem points?
Points can be redeemed through the U.S. Bank Rewards Center for various options like cash back, travel, and more.