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U.S. Bank Altitude Go Visa Secured Card

This card is ideal for those who want to establish credit responsibly or improve their credit profile over time.

U.S. Bank Altitude Go Secured Card
Source: U.S. Bank Altitude Go Secured Card

The U.S. Bank Altitude Go Secured Visa Card is an excellent choice for individuals looking to build or rebuild their credit while enjoying rewards and benefits typically associated with traditional credit cards. Despite being a secured card, the Altitude Go Secured Visa offers unique perks and features that enhance its value and appeal.

One of the key benefits of the U.S. Bank Altitude Go Secured Visa Card is its rewards program. Cardholders can earn points on everyday purchases, including dining, grocery, and streaming services. This allows you to earn rewards while practicing responsible credit habits.

Additionally, the Altitude Go Secured Visa Card offers no foreign transaction fees, making it a great companion for international travel or online purchases from foreign merchants. With U.S. Bank’s reputation for excellent customer service and reliability, the Altitude Go Secured Visa Card provides a solid foundation for rebuilding or establishing credit.



Rewards Program

With this card, you can earn points on your everyday spending, making it both rewarding and beneficial for establishing credit responsibly.

Here’s how the rewards program works:

  • Earn 4 points per dollar spent on dining and takeout purchases.
  • Earn 2 points per dollar spent at grocery stores (excluding discount stores and wholesale clubs), gas stations, EV charging stations, and on streaming services.
  • Earn 1 point per dollar on all other eligible purchases.

This generous rewards structure allows you to accumulate points quickly, especially on dining and grocery purchases. Whether you’re grabbing a meal, stocking up on groceries, or streaming your favorite shows, every purchase with the U.S. Bank Altitude Go Secured Visa Card earns you valuable points.

Redeeming rewards

Here’s a breakdown of the rewards and redemption options available with the U.S. Bank Altitude Go Secured Visa Card:

  • Unlimited Rewards: There’s no limit to the amount of rewards you can earn with this card, and your rewards never expire as long as your account is open and in good standing.
  • Cash Back Redemption: Once you accumulate at least 2,500 points, you can redeem your earnings as cash back by receiving a statement credit or depositing them into a qualifying U.S. Bank account.
  • Flexible Redemption: Redeem your points for merchandise, gift cards, or travel through U.S. Bank’s online rewards center, giving you the flexibility to choose rewards that suit your preferences.
  • Real-Time Rewards: Utilize the Real-Time Rewards feature to instantly redeem points via text message, providing a convenient and efficient way to access and use your rewards on the go.

With these versatile redemption options and the ability to earn unlimited rewards, the U.S. Bank Altitude Go Secured Visa Card empowers you to make the most out of your credit card experience.

Whether you prefer cash back, merchandise, or travel rewards, this card offers a rewarding and flexible way to maximize the value of your spending while building or rebuilding your credit.

U.S. Bank Altitude Go Secured Card benefits

  1. No Foreign Transaction Fees: Make purchases abroad without incurring foreign transaction fees, making this card ideal for international travel or online purchases from foreign merchants.
  2. Build Credit Responsibly: The U.S. Bank Altitude Go Secured Visa Card helps you build or rebuild credit with responsible use, as it reports to major credit bureaus.
  3. No Annual Fee: Benefit from using this card without an annual fee, making it cost-effective for establishing credit and earning rewards.
  4. Travel and Purchase Protections: Receive various travel and purchase protections, including auto rental collision damage waiver, travel accident insurance, and zero fraud liability.
  5. Online Account Management: Access your account online 24/7 to track spending, manage payments, and monitor your credit activity conveniently.
  6. Choose Your Payment Due Date: Tailor your card’s due date to match your schedule, ensuring payments are convenient and stress-free.
  7. Zero Fraud Liability: Your peace of mind is a priority. Rest easy knowing you won’t be held responsible for unauthorized transactions if your card is lost or stolen.
  8. Contactless Payments: Make secure payments with a simple tap, thanks to the contactless feature. It’s the future of convenience.
  9. Mobile Wallet: Add your Altitude Go Secured Visa card to your mobile wallet for secure, one-tap payments.
  10. Autopay: Never miss a payment and avoid late fees by setting up automatic payments that fit your budget.
  11. ID Navigator Powered by NortonLifeLock™: Stay informed about potential threats to your identity with this powerful tool.

Qualification Requirements

U.S. Bank Altitude Go Secured Card
Source: U.S. Bank Altitude Go Secured Card

To access the U.S. Bank Altitude Go Visa Secured Card, you need to meet certain criteria. The requirements are straightforward: be at least 18 years old, have a valid U.S. address and Social Security number, and provide a security deposit. The deposit determines your credit limit, allowing for a personalized credit experience.

How to Apply for the U.S. Bank Altitude Go Visa Secured Card

Applying for a U.S. Bank Altitude Go Visa Secured Card is easier than you think:

  1. Go to the U.S. Bank website and look for U.S. Bank Altitude Go Visa Secured Card
  2. Click on Apply Now
  3. Read Terms and Conditions
  4. Fill your personal and financial details
  5. Submit your application

FAQs

What is the security deposit for?

The deposit serves as your credit limit and is fully refundable upon closing the account in good standing.

Can I upgrade to an unsecured card?

Yes, with responsible use, you can be eligible for an upgrade to an unsecured card.

Are there foreign transaction fees?

The U.S. Bank Altitude Go Visa Secured Card has no foreign transaction fees, making it ideal for travelers.

How do I redeem points?

Points can be redeemed through the U.S. Bank Rewards Center for various options like cash back, travel, and more.



Formado em direito Especialista em economia, investimento e finanças pessoal. Seu foco é mudar a vida financeira das pessoas.