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Ink Business Cash Credit Card

Chase Ink Business Credit Card is a business credit card that offers rewards and benefits, and best of all, no annual fee!

Chase Ink Business Credit Card
Source: Chase Ink Business Credit Card

The Chase Ink Business Credit Card is a great way to improve your business by saving money on expenses, such as travel expenses or office supplies. And you get $900 in bonus back. The Chase Ink Business Credit Card is a credit card that offers a variety of benefits. It is designed for small and medium-sized businesses and offers discounts on travel, security, and online purchases.

The card also offers a sign-up bonus as mentioned and reward points. The Ink Business Cash Credit Card is ideal for a wide range of business owners and sole proprietors, thanks to its no-annual-fee structure and substantial rewards in popular business spending categories.

Whether you’re looking for the best business credit card, cashback options, or a 0% APR card, the Ink Business Cash Card ticks many boxes.


Chase Ink Business Credit Card
CREDIT CARD
Chase Ink Business Credit Card
$750 bonus cash back Employee cards at no additional cost
Take advantage of this card

Maximize Your Rewards Potential

High-Earning Potential in Key Business Categories

One of the standout features of this card is its remarkable earning potential. Business owners can earn a whopping 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable, and phone services each account anniversary year.

Plus, you’ll earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Even on all other purchases, you’ll still receive 1% cash back.

Flexible Redemption Options

The beauty of the Ink Business Cash Credit Card lies not just in earning rewards but in how you can use them. It earns Chase Ultimate Rewards points, which can be redeemed for cash back, statement credits, travel bookings, or even purchasing merchant gift cards.

If you have another eligible Chase card, you can combine your points for even greater value. The flexibility here is a game-changer for business owners.

A Welcoming Bonus and 0% Intro APR

For new cardholders, there’s an enticing $900 bonus cash back offer after spending $6,000 on purchases within the first 3 months from account opening. Additionally, the card provides a 0% introductory APR on purchases for the first 12 months, which then transitions to a standard APR of 18.49% – 24.49% variable for purchases and balance transfers.

Special Advantages and Benefits

Here are six fantastic advantages that come with this card:

  1. No Additional Fee for Employee Cards: Add your employees as authorized users at no extra cost, making it easy to manage business expenses.
  2. Generous Welcome Bonus: Earn a remarkable $900 bonus cash back after spending $6,000 on purchases in the first 3 months from account opening.
  3. Flexible Redemption Options: Your rewards are versatile. Use them as statement credits, book travel, purchase gift cards, or combine them with another eligible Chase card for even greater value.
  4. Round-the-Clock Monitoring: Rest assured, your card comes with round-the-clock monitoring for unusual credit card purchases, enhancing security.
  5. Zero Liability: You won’t be held responsible for unauthorized charges made with your card or account information. Your peace of mind is a priority.
  6. No Annual Fee: Enjoy all these benefits without the burden of an annual fee. It’s a win-win for your business.

Qualification Requirements

To access the Ink Business Cash Credit Card, there are a few essential qualifications to meet:

  • Age: You must be of legal age to enter into a credit card agreement in your jurisdiction.
  • Income: Ensure you have a stable income to manage your card payments.
  • Nationality: This card is typically available to U.S. residents, so you’ll need to meet residency requirements.
  • Credit Score: While specific requirements may vary, a good to excellent credit score is often preferred.

Recent Trends

In recent times, the Ink Business Cash® Credit Card has adapted to match the evolving needs of business owners. Competitive interest rates, low fees, and the ability to earn substantial rewards in categories relevant to business spending make it a smart choice.

Chase Ink Business Credit Card
Source: Chase Ink Business Credit Card

A Smooth Journey to the Ink Business Cash Credit Card

Applying for the Ink Business Cash Credit Card is a breeze. Follow these six simple steps to get started:

  1. Visit the Chase Website: Head to the Chase website and find the Ink Business Cash Credit Card page.
  2. Click “Apply Now”: Locate the “Apply Now” button on the card’s page and click to begin your application.
  3. Provide Personal Information: Fill in your personal details, including your name, contact information, and social security number.
  4. Business Details: Share information about your business, such as its legal structure, industry, and annual revenue.
  5. Review and Submit: Carefully review your application for accuracy, ensuring all information is up to date. Once satisfied, hit the submit button.
  6. Await Decision: Chase will review your application and notify you of their decision. If approved, you’ll soon have your Ink Business Cash Credit Card in hand, ready to start earning rewards.

Frequently Asked Questions

How can I redeem my cash back rewards?

  • You can redeem cash back as statement credits, travel, gift cards, or combine them with eligible Chase cards.

Are there fees for employee cards?

  • No, there are no additional fees for adding employee cards to your account.

What’s the minimum credit score for approval?

  • A good to excellent credit score is generally preferred for approval.

Is there a spending cap on bonus categories?

  • Yes, be mindful of annual spending limits in bonus categories.

Chase Ink Business Credit Card
CREDIT CARD
Chase Ink Business Credit Card
$750 bonus cash back Employee cards at no additional cost
Take advantage of this card

Written By

Formado em direito Especialista em economia, investimento e finanças pessoal. Seu foco é mudar a vida financeira das pessoas.