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Discover It Cashback Credit Card: a world of benefits for you!

Get ready to supercharge your cash back rewards and elevate your credit card experience with the Discover it Cash Back Credit Card!

Discover It Cashback Credit Card
Source: Discover It Cashback Credit Card

This dynamic card is designed to maximize your earning potential with generous cash back rewards on everyday purchases. With 5% cash back in rotating quarterly categories and 1% cash back on all other purchases, the Discover it Cash Back Credit Card offers an exciting way to earn rewards while managing your expenses.

What makes the Discover it Cash Back Credit Card truly exceptional is its unmatched first-year cash back match. This means you can earn even more cash back on top of what you’ve already earned, making your first year with Discover incredibly rewarding.

Plus, with no annual fee and no foreign transaction fees, this card is not only rewarding but also travel-friendly and cost-effective. Discover a new level of cash back rewards and financial freedom with the Discover it Cash Back Credit Card!



Earning rewards

The Discover it Cash Back Credit Card is a fantastic choice for maximizing rewards on your everyday spending. With this card, you can earn rewards in two exciting ways:

  1. 5% back in rotating quarterly categories: Enjoy earning 5% cash back on up to $1,500 in purchases each quarter in rotating categories like grocery stores, restaurants, gas stations, and more. To activate this bonus, simply enroll each quarter and start earning cash back on your eligible purchases.
  2. 1% back on all other purchases: For purchases outside of the rotating categories or once you’ve reached the quarterly spending cap, you’ll still earn a solid 1% cash back.

Whether you’re stocking up on groceries, dining out, or filling up your gas tank, this card rewards you for your everyday spending while offering exciting bonuses in popular categories throughout the year.

Redeeming rewards

The Discover it Cash Back Credit Card offers flexible and convenient redemption options for your hard-earned cash back rewards. Here are the ways you can redeem your cash back:

  • Direct deposits: Transfer cash back directly into any bank account.
  • Statement credits: Apply cash back as a credit to your card balance.
  • Charitable donations: Support select charities with your rewards.
  • Amazon purchases: Link your card to Amazon and use cash back at checkout.
  • PayPal purchases: Use cash back for shopping through PayPal.
  • Gift cards/eCertificates: Redeem rewards for gift cards or eCertificates starting at $5.

These flexible redemption options allow you to use your rewards in ways that suit your needs, from reducing your balance to supporting charities or treating yourself to online shopping.

Discover It Cash Back Credit Card benefits

Unlimited Cash back Match

With the Discover it Cash Back Credit Card, you’ll enjoy a fantastic perk: at the end of your first year, Discover matches all the cash back you’ve earned, doubling your rewards. This means you can maximize your earnings and get even more value from your card. Start earning and get ready to double your rewards with Discover!

No Annual Fee

The Discover it Cash Back Credit Card has no annual fee, allowing you to enjoy its benefits and rewards without any extra costs. Experience the convenience of a credit card that offers great value without the burden of an annual fee. Unlock the potential of cash back rewards with no annual fee with the Discover it Cash Back Credit Card!

Securitying monitoring service

Discover offers a valuable feature with its free Social Security number monitoring service, available to cardholders. With Discover’s proactive approach to security, you can have peace of mind knowing that your personal information is being monitored for suspicious activity. Stay protected and confident with Discover’s Social Security number monitoring service, available with the Discover it Cash Back Credit Card.

No foreign transaction fee

The Discover it Cash Back Credit Card stands out with its travel-friendly feature: no foreign transaction fees. Whether you’re traveling abroad for business or pleasure, you can use your card internationally without worrying about extra fees. Enjoy seamless transactions and maximize your cash back rewards globally with Discover!

Free FICO score

Stay informed and monitor your credit health with ease, thanks to this free benefit offered to cardholders. Checking your FICO score regularly can help you track your progress and make informed financial decisions. With Discover, you’ll have the tools you need to stay on top of your credit journey and achieve your financial goals.

Qualification Criteria

The Discover it Cash Back Credit Card is accessible to a broad range of consumers, with a focus on those with good to excellent credit scores. The emphasis on creditworthiness ensures that cardholders are responsible spenders, aligning with the card’s philosophy of rewarding smart financial habits.

Application Process: How to apply online?

Discover It Cashback Credit Card
Source: Discover It Cashback Credit Card

Embarking on the journey to acquire the Discover it Cash Back Credit Card is a seamless and user-friendly experience. Here’s a detailed step-by-step guide to ensure a smooth process:

  1. Go to the Discover It website and look for Discover It Cash Back Credit Card
  2. Click on Apply Now
  3. Read Terms and Conditions
  4. Fill your personal and financial details
  5. Submit your application

Frequently Asked Questions

How does the cash back work on the Discover it Card?

You earn cash back on every purchase, with higher rates in rotating categories each quarter.

Is there a limit to the cash back I can earn?

There’s no limit to the total cash back you can earn, but higher cash back rates in rotating categories have a quarterly maximum.

What is the Cashback Match feature?

Discover matches all the cash back you’ve earned at the end of your first year.

Can I use my rewards at Amazon.com?

Yes, you can use your cash back to pay for purchases on Amazon.com.



Formado em direito Especialista em economia, investimento e finanças pessoal. Seu foco é mudar a vida financeira das pessoas.