College brings a lot of learning, but understanding how to build a good credit score is an underestimated time-consuming task. Whether you’re a student looking for a way to get credit, or parents getting ready for their kids to head off to college, a student credit card might be the best way to establish positive financial habits for this generation. So, Discover got ready and today offers two credit cards for college students: Discover it Student Chrome and Discover it Student Cash Back (which is our agenda today).
Want to know more about this credit card? It’s very simple. Just keep reading our post until the end, so you’ll see how useful the Discover it Student Cash Back can be for your daily shopping.
Welcome to Discover!
You’re about to meet the agency that designs every product with you – the clients and the consumers – in mind. The goal is to bring the best financial solutions to your daily life. That’s why Discover offers credit products and banking services to help consumers achieve their goals and dreams, from building a strong credit history to paying for college to reducing debt. And, in this case, help young people to organize themselves to start a financial life without difficulties and avoiding future losses.
To achieve this, Discover connects banks and financial institutions, credit cardholders and merchants around the world with modern, practical and innovative business solutions. In fact, the company’s idea of listening to consumers’ needs and developing various programs and products to help them get the most out of it is obvious.
Discover’s mission is to be the leading digital financial institution and payments partner for all clients. The bank aims to help people spend their money as wisely as possible, better manage their debts and save more money for a peaceful, worry-free financial future. The company has brought you countless facilities to market; today you will learn about one of them: Discover it Student Cash Back.
About the Discover it Student Cash Back
This student card is a good option for holders of this category who do not have any cards. For this and other reasons, Discover it Student Cash Back shines in users’ wallets. No annual fee, no penalty APR, no foreign transaction fee or credit limit fee. Oh! It is also worth noting that your first late fee is waived. If we put all this together, and all the other benefits of this credit card, we have here a very tolerant tool for those who are starting to use credit.
In fact, Discover it Student Cash Back really is a credit card that is ahead of the competition, because of its rewards, benefits and facilities. If you’re a consumer who spends a lot in revolving categories, you’ll love Discover’s cash-back program. Not to mention Discover’s other great and valuable bonuses with its cashback Match throughout the first year of using the card and the Good Grades Reward.
Oh! It’s worth noting that your Discover It cash rewards never expire. What’s more, you can redeem your money back any time that’s best for you – any time and any amount, even if it’s just $0.01. To redeem the money, you can deposit cashback directly into your account, apply as a statement credit to your credit card balance. As for Cashback Match, you don’t have to do anything at all to get the program. Simply use your card for everyday purchases to receive cash back, and the institution will automatically match any cashback you receive at the end of your first year.
More benefits of the Discover it Student Cash Back
- Isn’t required credit score to apply;
- Every quarter you will receive 5% cashback on daily purchases in different places – supermarkets, restaurants, gas stations, Amazon.com and PayPal;
- Automatically receive unlimited 1% cashback on all other purchases;
- Discover helps you remove your personal data from websites. Activation is free and can be done through the mobile app;
- Free of annual fees;
- Allows students to build their credit easily and responsibly;
- 0% intro APR on shopping for 6 months;
- After 6 months, standard variable purchase APR of 13.74% – 22.74% applies.
One of the best credit cards for those looking to build credit during college
Now that you’ve read a little about the benefits, advantages and particularities of the Discover it Students Cash Back credit card, let’s explain what you must do to get yours. Don’t leave here. Keep following our post!