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The Citi Double Cash

Consider the Citi Double Cash card for its unique feature of earning cash back twice on every purchase - once when you buy and again as you pay your bill.

Credit card Citi Double Cash Card
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Looking for a credit card that maximizes your cash back rewards with every purchase? Imagine a card that offers you the opportunity to earn cash back not just once, but twice on every dollar spent. This unique credit card allows you to earn cash back when you make a purchase and then earn more cash back as you pay off your balance.

It’s like getting rewarded for both spending and responsible payment habits. With competitive rewards and no restrictive categories, this card is an attractive choice for those seeking a straightforward way to earn cash back on all their everyday expenses.

Pros and Cons


  • Offers a competitive cash back rate on all purchases.
  • Earn cash back twice – once when you make a purchase and again when you pay off your balance.
  • Cash back rewards apply to all purchases without rotating categories or limits on specific spending areas.
  • No Annual Fee.
  • Offer a 0% introductory APR on balance transfers.


  • No intro APR period on purchases.
  • Requires a good to excellent credit score for approval.

This card is tailored for individuals who seek to optimize their rewards earning potential without the complexity of rotating categories or spending restrictions.

It caters to responsible credit users with good to excellent credit scores who value earning cash back on all their everyday expenses, ranging from groceries and gas to dining out and entertainment purchases. The card is particularly appealing to those who prefer a straightforward rewards structure that doesn’t require tracking or activating bonus categories each quarter.

Additionally, the double cash back feature, rewarding cardholders both at the time of purchase and when payments are made, makes it attractive for those looking to maximize their rewards effortlessly. This card is also suitable for individuals who prioritize financial discipline and timely payments to take full advantage of the cash back benefits without incurring interest charges.

We appreciate this card for several reasons. Firstly, it offers a competitive cash back rate on all purchases, allowing you to earn rewards on every dollar you spend without dealing with rotating categories or spending caps.

The unique double cash back feature sets it apart, enabling you to earn cash back twice – once when you make a purchase and again when you pay off your balance, rewarding responsible payment behavior.

Additionally, the absence of an annual fee means you can enjoy these benefits without any additional cost, making it a cost-effective choice for maximizing rewards. Furthermore, if you prefer simplicity in rewards programs and want a straightforward way to earn and redeem cash back, this card offers that convenience.

Overall, if you value earning cash back on all types of spending and appreciate the flexibility of how you earn and use your rewards, this card could be an excellent fit for your financial needs and lifestyle.

Formado em direito Especialista em economia, investimento e finanças pessoal. Seu foco é mudar a vida financeira das pessoas.