The American Express Business Gold Rewards

Ideal for business owners and offers flexible rewards and powerful tools.

CREDIT CARD

American Express Business Gold Rewards

Business tools Up to 110,000 points

SEE HOW TO APPLY You will remain on the current site

The American Express Business Gold Rewards Card is designed to empower businesses with powerful rewards and comprehensive expense management tools. With this card, businesses can earn Membership Rewards points on everyday business expenses, allowing for flexible redemption options that align with their needs.

This card offers robust benefits, including travel insurance, purchase protection, and access to business tools and resources. Whether you’re a small business or a larger enterprise, the American Express Business Gold Rewards Card is a game-changer for your business.

A valuable financial solution to support and enhance your business operations.

Pros:

• Earn up to 4X Membership Rewards points.
• Membership Rewards points can be transferred to various airline and hotel partners, offering flexibility in redeeming rewards.
• Enjoy access to premium benefits​.
• Earn 100,000 Membership Rewards points as a welcome bonus.​
• Earn 10,000 bonus points each calendar quarter.

Cons:

• Annual fee of $375​.
• Managing the rotating bonus categories and spending caps can be complex for some users​.
• Approval for this card typically requires a good to excellent credit score (690-850)​​.

How do I know if this is the best credit card for me?

The American Express Business Gold Rewards Card is designed for business owners and entrepreneurs who want to maximize rewards on their business expenses.

This card is ideal for those who have substantial monthly spending in specific categories, as it offers generous rewards of 4X points in the two categories where your business spends the most each billing cycle.

It is suited for businesses looking for flexibility in redeeming rewards, as Membership Rewards points can be transferred to various airline and hotel partners or used for statement credits and other redemption options.

Additionally, the card’s premium perks, such as purchase protection, extended warranty protection, and insurance coverage, cater to businesses seeking comprehensive benefits and peace of mind for their operations..

Why do we like this credit card?

You might appreciate the American Express Business Gold Rewards Card if you’re a business owner looking for a card that offers substantial rewards on your company’s expenses. With this card, you can earn 4X Membership Rewards points in the categories where your business spends the most each month, allowing you to accumulate points quickly and efficiently.

The flexibility to transfer points to airline and hotel partners or redeem them for statement credits provides versatility in how you use your rewards, catering to different business needs and travel preferences.

Additionally, the card comes with valuable perks like purchase protection, extended warranty protection, and insurance coverage, offering comprehensive benefits that can enhance your business operations and provide added security.

While there is an annual fee, the potential rewards and benefits can outweigh this cost, especially for businesses with significant monthly expenditures in the eligible categories.