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The SimplyCash Preferred Card

Opt for superior cash back rates and valuable travel benefits, enhancing rewards and security with every transaction.

SimplyCash Preferred Card by American Express
SimplyCash Preferred
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With this card, you’ll earn generous cash back rewards on all your purchases, including 4% cash back on gas and groceries, and 2% cash back on all other eligible purchases. The welcome bonus offers a fantastic opportunity to earn up to $400 in cash back within the first 10 months, making it a rewarding choice from the start.

Beyond cash back, enjoy exclusive benefits such as complimentary room upgrades, exclusive discounts at top brands, and access to special events and experiences through American Express. Elevate your credit card experience and unlock a world of rewards and privileges with this amazing credit card!

Pros & Cons


  • High Cash Back Rates.
  • Generous Welcome Bonus.
  • No Foreign Transaction Fees.
  • Benefit from comprehensive travel insurance coverage up to $5 million.
  • Access exclusive experiences, room upgrades, and discounts at top brands.


  • The card has an annual fee.
  • American Express cards may not be accepted at all merchants compared to Visa or Mastercard.
  • Approval may require a good to excellent credit score.

This credit card is designed for individuals who want to maximize their cash back earnings while enjoying exclusive benefits and travel perks. This card is ideal for:

  1. Frequent Spenders: Those who spend regularly on gas, groceries, dining, and everyday purchases can benefit from the high cash back rates offered by this card.
  2. Travelers: Individuals who travel frequently and want comprehensive travel insurance coverage, including emergency medical and baggage protection.
  3. Reward Seekers: People who appreciate a generous welcome bonus and ongoing cash back rewards on all spending categories.
  4. Brand Enthusiasts: Consumers who value access to exclusive discounts, room upgrades, and experiences at top brands through American Express.
  5. Credit Card Optimizers: Those who are comfortable paying an annual fee in exchange for robust rewards and benefits.

Overall, it caters to individuals looking for a premium cash back credit card with enhanced perks and features, making it an excellent choice for savvy spenders and frequent travelers alike.

We appreciate this card for its attractive cash back rates on everyday purchases, including gas and groceries, which can earn you significant rewards. Plus, there’s a generous welcome bonus that lets you earn up to $400 in cash back within the first 10 months of card membership. Travelers will benefit from comprehensive insurance coverage, providing peace of mind during trips.

Additionally, enjoy exclusive perks like room upgrades and discounts at popular brands, making this card a valuable companion for both everyday spending and special occasions. With no foreign transaction fees, it’s also convenient for international use, adding to its appeal as a versatile and rewarding choice.

Formado em direito Especialista em economia, investimento e finanças pessoal. Seu foco é mudar a vida financeira das pessoas.